I'm stumped. I'm not so sure what is the answer to your question. I'll do some research in Google and get back to you if I got an decent answer. You should email the people at Discover Card as they probably can answer it..

STAY AWAY!!!!!! lol..

Try National City. Use the search button here and "google" secured cards. There are TONS of threads...

All major banks have bad reputation... but bad reputation doesn't mean he/she will have a bad experience. It's YMMV thing.....

I called National City this morning and they don't service my area. :-(..

With a recent BK you are pretty limited. Orchard Bank is the only one I can think of that you wouldn't get turned down for sure...

I plan to apply to them on Monday since I have to mail in the application...

I don't know if it's changed, but when I got my BofA secured, it was marketed as a builder/REbuilder card. I had a brand new judgment and a Cap1 chargeoff at the time. They did a hard pull, but I was approved for the $300 security deposit I put up. A year later they converted it to an unsecured card and refunded my deposit. However, even with my score improving and no lates, they will not increase my CL. So now that's my toy card with the lowest limit..

It's funny, because I just asked for a CLI right before Christmas, and it was denied (based on EX), but the same day I got the denial letter, I applied for a Kohl's card (also EX) and was approved for $1100....

IN a leap of faith, I decided to apply. I'll call on Monday for an instant decision...

IIRC BOFA secured requires 12 months after BK before approval...

BofA Secured card is designed mainly for credit builders and with your recent BK, I don't think you have a chance...