Quick question: Why don't banks own a controlling share of Discover Card? Thanks for any response. My other question... :sigh:.

A friend of a friend, referred me to this board. God Bless that man's soul!.

I finally printed at my credit report, after ignoring it for who knows how long....

I have 2 Public Records for Civil judgment against me by Calvary Portfolio Services, for a Sprint Bill that was $500 from when I was 21, that through their collection process, has now gone up to $1,008..

The 2nd judgment is from Palisades Collection for a AT&T bill (before they became Cingular, & switched back to AT&T), where the bill was $377, and through their collection process, is now up to $1,059. (Which was opened in 2001).

The judgment must of been brought against me when I was living in NY two years ago, but I've been living in Pennsylvania ever since..

I would love to remove these judgments from my report but do not no where to begin. I notice that even on my credit report, the original debtors, AT&T and Sprint don't even show up on my credit report, just all the collection agencies that took over the accounts....

Where do I begin? I have never been actually served, never signed for anything, never knew of anything, so them taking me to court, is all new to me. (Tis the reason I didn't put it in the Help! I've been served forum).

Thank you so much!..