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First question I got is Where do I get information on Lending Tree mortgages? Thanks for any answer or 2. Another question on my mind: Like every good creditnetter, I always get any settlements between me and a CA in writing. I had a collection a while back that had fully validated the debt and I agreed to settle the debt in exchange for deletion, a letter stating that the account was to be deleted from all credit bureaus, deletion of inquiries on all three CRA reports, and agreement that the account would never be listed on any future credit reports. The agreement also stated that the debt could never be sold to any future collection entity. They signed the document outlining this and I have it in my possession.. |
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That's a good question. I'm not sure what is the answer to that question. I'll do some investigation and get back to you if I discover an anything. You should email the people at Lending Tree as they probably know..
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No, I'm not sure the credit bureau has even been contacted at this point. It is not illegal for a collection agency to remove it's own inquiries from my credit reports, so I believe the agreement would be enforcable..
I'm not sure that sending the CRA's a copy of the signed agreement would provide any positive results, so I am hesitant to do that. They would just tell me that the provider would have to request removal of the inquiries.. I'm just trying to get a feel for what my options are if they don't want to comply with their signed agreement to do this.. Afterall, it is always preached to "get everything in writing". If there is no way for us to enforce the agreement when it is in writing, than we are just wasting our time... |
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Did the agreement say WHEN the CA has to do this things? Such as, within 30 days of payment or something?..
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This interests me, as I did several of these, had most comply right away, 2 after a threat, and one refusing to reply..
The 2 that balked, I sent an intent to sue letter, with a copy of the small claims complaint-filled out but not filed. They faxed me the UDF's as "proof of compliance".. The last one didnt' delete, won't respond to the same intent to sue.. I'm debating whether to give them "one last opportunity to avoid suit" ( might look good to the judge-I tried to be reasonable). Or just file and see what happens.. You might try getting the paperwork ready, sending an "intent" letter with a copy of it. Whether you file or not is up to you. Possibly just the threat will do.. Why would they bother defending a suit over a paid. Account? What is there for them to gain?. Radi8.. |
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No, I did not put a time limit in the agreement. A reasonable judge would imply from that deletion of the inquries would be done upon settlement. It has now been over two months since settlement..
If this happens again, I would put a time limit in the agreement... |
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A Lending Tree credit score is not the end in itself, it is the means to the end.
Jdog0411. ====================. FICO Means THE END !. LB 59.. |
