Want the latest Discover Card Deals?

Just enter your email address below and we'll send you secret Discover Card deals every month.
Email Address:

First question I have is Whats that song in the new Discover Card advert? Thanks in advance for any comment. My other question... Ceck out this letter they mailed me!.

Dear My Name:.

Dear Joseph C,.

We are writing to you in response to your inquiry regarding your Account.

Ending in 1272 issued by HSBC Bank Nevada N.A..

Thank you for taking the time to contact us regarding your concerns. We have.

Credited the overlimit fee in the amount of $30.00. This adjustment will.

Appear on your billing statement within the next two billing periods..

As a reminder, you agree to pay an overlimit fee whenever your account balance.

Exceeds the total credit limit at any time within the billing cycle. Should.

Your balance remain over the limit, you may be subject to an additional.

Overlimit fee as early as the first day of the next billing cycle..

You are important to us and we appreciate your business..

Sincerely,.

Kamalesh.

Household Bank Customer Care..

asked Mar 04 at 16:54

Johnny's gravatar image

Johnny
95


That's a good question. I'm not sure what is the right answer. I'll do some research and get back to you if I discover an good answer. You should email the people at Discover Card as they probably can help you..

answered Mar 04 at 17:12

Dennis's gravatar image

Dennis
98

Uh, if you did go over the limit, they do charge you..

One of the reasons why you should never run your Discover card close to the limit...

answered Mar 04 at 18:04

Joe's gravatar image

Joe
2804

They may be turning a new leaf. I was able to get them to refund a $59.00 annual fee on a closed card because they want to keep me as a future customer..

answered Mar 04 at 18:24

Athena
's gravatar image

Athena
2346

I got the exact same thing from them on my account last year, they did credit the account but didn't delete the late payment. However I disputed online just to see and EQ deleted it still working on other two...

answered Mar 04 at 20:00

Dane's gravatar image

Dane
1449

They credited my account a few years back when I paid under one time, Do you guys have Annual fee's? They cut mine in half this year, after the second year being opened..

But my limit was at only $300 now It's $400 after 2 years.. it sucks..

answered Mar 04 at 20:31

Sean's gravatar image

Sean
3114

Dont hate.

But they Credited me.

... How am I supposed to "Not run it so close to the limit" When I have no Money.

Sincerely, - Your Cantankerous Numb-nut Twatwaffler. (I was insulted by TS.) Let me guess... nobody cares....

answered Mar 04 at 21:59

Michael's gravatar image

Michael
4303

I'm sorry but when you run your card close to the limit or at it's limit you run the risk of over limit fees. They are not going to refund it to you every month simply because you ask...

answered Mar 04 at 23:00

Jared's gravatar image

Jared
2462

IME HSBC is fine. Their fraud dept is jumpy about some online purchases but CSRs are polite and available 24/7..

However, their best cash back card (weekender) is beat by FIA's 2% flat cards...

answered Mar 04 at 23:15

Saul's gravatar image

Saul
4177

Your answer
toggle preview

Follow this question

By Email:

Once you sign in you will be able to subscribe for any updates here

By RSS:

Answers

Answers and Comments

Markdown Basics

  • *italic* or __italic__
  • **bold** or __bold__
  • link:[text](http://url.com/ "title")
  • image?![alt text](/path/img.jpg "title")
  • numbered list: 1. Foo 2. Bar
  • to add a line break simply add two spaces to where you would like the new line to be.
  • basic HTML tags are also supported

powered by OSQA