Whats a better credit card Visa or Discover Card? Which has better benifits and accepted everywhere?

First question I got is Whats a better credit card Visa or Discover Card? Which has better benifits and accepted everywhere? Looking forward for any answer. Second question.. Grrrr... FYI for folks to look at their reports....

I finally got around to looking closely at my real TU report from early December..

Here's a list of soft pulls from Nov - I'm often forgetting to pull CCT, always always pull CS. Not a CS in the bunch - CCT (consumerinfo) only:.

(Ironically I B* my last EQ last month, and I've been getting choppage from them for a long time - just managed to sneak in enough pulls.).

Maybe they're merging them, but I don't think there are enough pulls for that....

They're also chopping, since there isn't a consumer-intiated pull on the report before August..

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 12/2009.

Permissible Purpose: CONSUMER REQUEST.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 12/2009.

Permissible Purpose: CONSUMER REQUEST.

C.

ONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009.

Permissible Purpose: CONSUMER REQUEST.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On:.

11/2009 Permissible Purpose: CONSUMER REQUEST.

BARCLAYS BANK DELAWARE.

Pe.

125 SOUTH WEST STR.

WILMINGTON , DE 19801.

(877) 523-0470.

Requested On: 11/2009.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009.

Permissible Purpose: CONSUMER REQUEST.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009.

Permissible Purpose: CONSUMER REQUEST.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009.

Permissible Purpose: CONSUMER REQUEST.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On:.

11/2009 Permissible Purpose: CONSUMER REQUEST.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009.

Permissible Purpose: CONSUMER REQUEST.

<gave up formatting the rest, but you see what I mean? no CIC or CIC/AMEX CIC/EX or any other CS entry>.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009 Permissible Purpose: CONSUMER REQUEST.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009 Permissible Purpose: CONSUMER REQUEST.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009 Permissible Purpose: CONSUMER REQUEST.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009 Permissible Purpose: CONSUMER REQUEST.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009 Permissible Purpose: CONSUMER REQUEST.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009 Permissible Purpose: CONSUMER REQUEST.

DISCOVER FINCL SVC LLC.

Pe.

2500 LAKE COOK RD.

RIVERWOODS , IL 60015-3851.

(800) 347-2683.

Requested On: 11/2009.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009 Permissible Purpose: CONSUMER REQUEST.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009 Permissible Purpose: CONSUMER REQUEST.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009 Permissible Purpose: CONSUMER REQUEST.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009 Permissible Purpose: CONSUMER REQUEST.

CONSUMERINFO via CONSUMER INFO.COM.

Pe.

18500 VON KARMEN A.

#900.

IRVINE , CA 92612.

Phone number not available.

Requested On: 11/2009 Permissible Purpose: CONSUMER REQUEST..

Discover Card

asked Mar 04 at 15:34

Andre
8●6

5 Answers:

oldest newest most voted

0	Hmm... I need to find out myself. I don't know what is the answer to your question. I'll do some investigation and get back to you if I discover an anything. You should email the people at Discover Card as they probably know.. answered Mar 04 at 16:04 Alana 73●4

After the MCK went weird, I pulled it one last time and I signed up for CS and CCT on the same day. I pulled nothing else in January yet. I expected to have three pulls on TU for January. And today my TU report shows one CONSUMERINFO via CONSUMER INFO.COM and one AFFINION - PRIVACYGU via CREDCO..

So I also wonder whether the initial CCT and CS pulls just left one soft behind...

answered Mar 04 at 16:37

Kayleigh
81●9

0	I think that's what's happening - 1 per day.. The choppage peeves me too, no CS/CCT pulls before August. Definitely chopped.. Yet, I finally got a B* this am on TU, so I'll stop whining... for now.. answered Mar 04 at 17:50 Josephine 365●6

Can you get *b* using just CS? I just started pulling daily a couple of weeks ago, and I'm patient....

And if you get *b*, and then stop pulling daily, can the inquiries come back? Are they doing *c* on a regular basis to everyone, or does it appear to be mostly for those using multiple pullers?..

answered Mar 04 at 18:37

Jack
39●8

Apparently, since only one of my daily pulls was registering on TU. Took almost 4 months..

I think you only run the risk of inq reinsertions when you use a TU-based puller. (e.g. TrueCredit).

Have no idea about the C* - to my knowledge, this is the first I've seen of it...

answered Mar 04 at 19:38

Maddox
377●8

0	Yes. While I could not care less about bumpage, my EQ inquiry disappeared sometime back.. No idea. But I believe the re-appearance of inquiries was a phenomena associated with the TU-engined daily pullers, not the EXP-engined products..... answered Mar 04 at 20:29 Michelle 274●8

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