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My question is What is the website for century 21 Lending Tree mortgage? Many thanks for any answer or 2. Another question I got... SORRY, I HAVE TO VENT SOMEWHERE AND THIS JUST SEEMED LIKE THE PLACE!.

I've been at this credit rehab thing since September of 1999. Since then I got the whole deck of subprime cards. Providian, FCNB, Orchard, FNCC, FNB, Spiegel, Dillards etc. A total credit limit of about $28000 on subprime cards. Total balance about $4300. Not a single day late on any of them..

I have an auto Lending Tree loan from about the same time with no lates and just got a mortgate..

I've also had as many baddies as humanly possible deleted but still have a couple that are over 5 years old..

My Beacon FICO is 673, don't know the other two..

Today I finally broke down and applied on line at US Bank for a REAL credit card. Guess what? TURNED DOWN! The only reason that I applied for US Bank is that I've had checking and savings with them for 12 years and have $47,000 on deposit with them. BTW the application never asked if I had any current accounts with US Bank..

I called US Bank and talked to a very nice lady and explained my situation. She said take the rejection letter into the bank and see if they could override it..

Does anybody think this is possible since I have this kind on money in their bank? I don't really need this card but I REALLY want a PRIME CARD..

Mike..

asked Feb 28 at 06:25

Quinn
's gravatar image

Quinn
07


Good question... I dunno what is the right answer. I'll do some Googling and get back to you if I bump into an answer. You should email the people at Lending Tree as they probably could help you..

answered Feb 28 at 07:02

Miracle
's gravatar image

Miracle
2507

I have a similar plethora of subprime cards... I went for broke and applied for Citibank, very similar EQ scores to yours plus 3 baddies. I was rejected, of course, but after a nice letter via planetfeedback, I was approved for a Citi card. Just a thought... it might work for you as well...

answered Feb 28 at 07:12

Daisy
's gravatar image

Daisy
3056

Credit union. :) dispute dispute dispute..

7 years is a long time...

answered Feb 28 at 07:24

Valentina
's gravatar image

Valentina
4411

Same dilemma...tons of sotre and sub primes...same score, couple of baddies...can't get approved. Thinking of going through bofa and trying to talk to robin...but, then again, might wait a bit. I dunno...hate being subprime...just sounds so inferior, lol. Now, just trying to refi car Lending Tree loan that is at 23%! yeah, yeah, I know!..

answered Feb 28 at 08:44

Dean's gravatar image

Dean
3341

I'll bet the bank president will give you that card!.

Helpwanted.

==============.

Or give the account to their competitor.

L.B. ~~~~~~~~~~~~~~~~~~~~~~~The End..

answered Feb 28 at 09:34

Julius's gravatar image

Julius
3708

Who needs spell check when you got lbrown59 around? *jk*..

answered Feb 28 at 10:34

Kameron's gravatar image

Kameron
3051

I was just ragging on you a bit. Nothing personal... it's all in fun. Seems everytime someone says something that isn't "grammarly correct" you always have a way of bringing it to their attention... myself included...

answered Feb 28 at 11:40

Selena
's gravatar image

Selena
392

Hi Mike,.

I know what I would do..

Go to the branch manager and tell him, give me a card or close my account. Write me a cashiers check RIGHT NOW for $47,000..

Truly that simple..

When faced with such astonishing simplicity even a monkey usually makes the right decision..

But of course, you'll want to be a super nice guy about it. Like, "I've worked very hard to build a relationship with this bank. If this is what I get I have NO CHOICE but to attempt to rebuild with someone else. I've always liked you guy's but it's merely a business decision, nothing personal." Also, have a current copy of your CR in hand, preferably the one they pulled..

If it's a female, bat your eyelashes. :).

Naturally, don't do this unless you're prepared for the worst, but I really think you'll get your way with this..

Edit: I see that HW already covered it. That's what I get for not reading the whole thread before I reply. LOL Definately see the right person, IN person...

answered Feb 28 at 12:10

Londyn
's gravatar image

Londyn
1001

Actually you can be very coy, just write a note that says give me $47000, then walk up to the teller and slip the note to them..

You will be suprised they will just give you the cash!!..

answered Feb 28 at 13:48

Julius's gravatar image

Julius
2397

Uhh...then that little red alarm button gets pushed as you count your ben franklins..

answered Feb 28 at 14:36

Kade's gravatar image

Kade
4354

1*I was just ragging on you a bit..

2*Seems everytime someone says something that isn't "grammarly correct" you always have a way of bringing it to their attention..

Dixidriftr.

=====================.

1*Eye thot soo..

2*Knot Me..

The END ************************* LB 59..

answered Feb 28 at 15:57

Elliot's gravatar image

Elliot
2689

When faced with such astonishing simplicity even a monkey usually makes the right decision..

Butch.

===================.

Start.

Don't insult the monkeys..

Ya want the animal rights activist after you?.

The END ************************* LB 59..

answered Feb 28 at 17:32

Mackenzie
's gravatar image

Mackenzie
2491

Hi Butch,.

I will try your advice when the rejection letter arrives. I still don't have high hopes as $47,000 means ALOT more to me than it does to US Bank..

I do have an account at a credit union but they don't issue Visa or MC they just have a line of credit that works with your Visa debit check card. I wonder how this would report to the CRA's?.

Mike..

answered Feb 28 at 18:52

Trinity
's gravatar image

Trinity
1343

If you wrote "account # is [insert valid account # here]" on the back, I wonder if they could prosecute?.

Oh, and by the way, I work in bank security. The odds that the teller you walk up to has $47K in her drawer are 0.0%..

Now the ATM, that's another story.....

answered Feb 28 at 18:55

Brock's gravatar image

Brock
415

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