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First question I have is What is the music in the new Discover Card advert? Many thanks for any comment. Another question on my mind: Someone posted info about Mann-Bracken shutting down, and in it there was a link to another site. So I was searching through the site and came across what seemed to be an attorney who was posting info on how he got Midland deleted off his reports..

Another guy also said he flew down to San Diego in.

His plane.

And went to the office in person. Too bad we can't all be so blessed!.

But anyway, the attorney's post got me a little intrigued...has anyone tried changing the look and feel of the disputes to slightly resemble those of an attorney's office? Gold-embossed envelopes with the dispute written on what appears to be letterhead, instead of the regular technique most of us use (regular computer paper & envelope?) I'm thinking for the 2nd or 3rd disputes and beyond, maybe switching to that format could scare some of these low life's into submission, perhaps even the CRA's..

Also, I'm not advocating impersonating an attorney, but I don't think there is anything wrong with saying the letter is coming from the office of (your name here), because it IS actually coming from your office (home office, work office, mobile office etc.). Maybe a more professional look and feel to the letters will demand more attention to it.

Down the line.

, this is definitely not advisable for the first couple of encounters with the enemy. But right before it's time to lawyer-up (623, FOAD letters, etc), this might make the enemy think twice before disregarding your requests. Maybe I'll call it the Professional punch, or Pro punch for short..

So what does the CB community think about this tactic? Has anyone used it and noticed any successes? Has it been discussed before?..

asked Mar 04 at 05:10

Kara
's gravatar image

Kara
54


Hmm... I need to find out myself. I don't know what is the answer to that question. I'll do some research and get back to you if I bump into an anything. You should email the people at Discover Card as they probably could assist you..

answered Mar 04 at 06:05

Taylor's gravatar image

Taylor
4099

+1.

A properly worded letter (which everyone assumes they write but, rarely do) is all it takes..

When a CA is after you for a legitimate debt, flying in on private jets and using gold embossed anything will probably just make them look for assets to attach..

Do you think you would look "unsophisticated" to a judge/jury if the letters you wrote looked like the ones you purpose?..

answered Mar 04 at 07:08

Alayna
's gravatar image

Alayna
1543

I couldn't agree more with hege and bobby. Clowning around doesn't get you taken seriously, be it fancy paper, teal ink or otherwise. Just write what you mean to say, understand what you have written, and if you're unsure, post it here (sans the personal details of course) and have everyone look it over..

It's all business, after all, nobody is impressed by your fancy letterhead. An actual human is unlikely to even read most of your letters, at least when it comes to the CRA's...

answered Mar 04 at 08:17

Mario's gravatar image

Mario
4793

What worries me is, if this DV ended up in court. Then what would a judge say when he saw my "play with words"..

answered Mar 04 at 09:13

Jade
's gravatar image

Jade
2681

I wasn't talking about the DV, because that's early on in the process. But even if it did end up in court, judges and people in general know that these deadbeats use similar and worse tactics on us (convert debt to a credit card, etc), so seeing a fancy letter would not raise any eyebrows. If it did, lemme meet the judge in question..

The content of the letter, be it 623 letter or even if someone were to use it as a DV, doesn't change. You don't skip steps. Just the messenger is dressed in a tux versus jeans and a t-shirt. Most here don't like the tactic, I can respect that. My goal was to get thoughts on this tactic in reference to human behavior and perception and if it would make a difference or not..

This post has been edited by.

Cooliojones.

: 19 January 2010 - 10:04 PM..

answered Mar 04 at 10:32

Ellie
's gravatar image

Ellie
1481

I think it would cause a negative difference, if any at all..

A difference I am all for is hiring Rip Taylor as a process server. Throwing all that glitter and crap around while serving people. That would be great...

answered Mar 04 at 11:58

Noel's gravatar image

Noel
1602

^^^^.

This is my nominee for best post of the month..

answered Mar 04 at 12:52

Declan's gravatar image

Declan
3057

I treat every letter I send from a DV to a 623, as that letter might end up in court. Now the fancy paper and envelops I do not have an issue with. But adding "From the office of....." I worry if a judge might not like that...

answered Mar 04 at 13:31

Maxwell's gravatar image

Maxwell
3815

I would guess that unless it actually says it's from an attorney it's not going to do much good. Fancy paper and envelope isn't going to fool or impress anyone IMO. Worth a try though...

answered Mar 04 at 13:52

Roman's gravatar image

Roman
135

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