Hmm... I need to find out myself. I don't know what is the answer to that question. I'll do some investigation and get back to you if I find an useful answer. You should email the people at Discover Card as they probably know..

Abridged and revised for confusion: How many CS/CCT/MPM softs does cfipilot have after three days of pulling CS/CCT/MPM in February? I have one after pulling CS/CCT for two days. The conclusion will probably cost CS/CCT some customers, and move them over to MPM..

This post has been edited by Pondus.Natrii: 03 February 2010 - 04:25 PM..

Well I think it might also have to do with the the time inbetween each pull. I pull CS and CCT within seconds of eachother. I wait like 12 hrs before I can pull MPM. I will try pulling CS At 9am, CCT at 9pm and MPM at mindnight. See if that changes anything. I will pull TU on Friday Morning...

So here is my breakdown.

Feb 1 - CS, CCT, MPM.

Feb 2 - CS, CCT, MPM.

Feb 3 - CS, CCT, TU - (havent pulled MPM yet, have to wait 24+1)..

Let us know if you see a difference.

Sadly, it doesn't for me. I pull one in the am and one in the late afternoon, generally. Still merged into one..

Feh...

Oh, also OP:.

Had you been pulling CS and CCT prior to August 09?.

I see you have no "consumerinfo" pulls prior to then.

Nor do I. They chopped ALL of mine prior to Aug, and was wondering if the same thing happened to you...

CS and CCT merged into one, you say? But was it merged into one for the day, leaveing the yesterday's merge undisturbed, or did they overwrite the same single soft for the month? I can't possibly be that special to deserve this.....

Reminder: you must get TU before any daily pullers.

That is the only way to get proper comparisons.

Let's start fresh tomorrow and we'll have lots of data Friday.

This post has been edited by creditmonitor2010: 03 February 2010 - 04:47 PM..

I don't understand the mechanism, but I think (for us lucky few) that they just code the first one that comes their way as the "consumerinfo... #900" address one, and ignore the others somehow..

I'd love to know if anyone is getting only 1/day and has a different address showing. OP and I have only the #900 one it seems...

(re: the addresses listed in the big thread...)..

There should be 1 or 2 extra entries for "CONSUMERINFO via CONSUMER INFO.COM" depending on how the experiment goes, and on those extra entries you'll want to check if the address is KARMAN with an A or KARMEN with an E..

Http://creditboards....howtopic=426117..

Thank you. It fits my current theory on TU B* as explained below..

Your report shows 3 entries for "CONSUMERINFO via CONSUMER INFO.COM" for 2/2010. This can be explained..

First, the next day disappearance theory is at work. Pulls on day 1 will disappear on day 2 and reappear on day 3. Today is 2/3, so the 2/2 pulls do not appear on today's report. The merged pull from 2/1 appears..

Second, the merge/overwrite factor. I am 75% sure that it is CCT and CS merging into one entry. The fact that all 3 entries show KARMEN with an E is proof. The 2 pulls on 2/1 are merged and reappear on 2/3 as one entry..

Third, pulls on the current day have no B* effect until they reappear two days later, even though they are visible on the first day. The 2 pulls of 2/3 are visible in addition to the merged 2/1 pull, giving a total of 3 entries on the report..

I consider the theory proven tomorrow 2/4 if the TU report only shows 2 entries. One each from 2/1 and 2/2. 2/3 will disappear for 2/4. 0 pulls for 2/4 because we need the TU report before any daily pullers..

This post has been edited by creditmonitor2010: 03 February 2010 - 07:38 PM..

I never got to Complex Analysis.

Did REAL well in Real, though...

Here is the morning TU report before pulling anything...

I better hope that the new leading expert on B* dynamics is right, because if he is, CS & CCT overwrite each other for one soft per day. If the death/resurrection do not occur, then they are overwriting a single soft for the month.

FWIW, I looked at the January pulls on my TU backdoor. It shows a total of 20 KARMEN #900's. I pulled CCT 20 times in January, and CS on 16 of those same 20 days. Sure looks like a daily TU soft overwrite between CS and CCT in January for me..

One of them is going to get dropped just as soon as the research is concluded...

Thank you! Research is concluded early..

We see only 2 entries for "CONSUMERINFO via CONSUMER INFO.COM" for 2/2010, as expected. CCT and CS are merging into 1 entry when they reappear two days later. These 2 entries are for 2/1 and 2/2. The 2/3 entries disappeared and will reappear as one entry tomorrow. Notice the address is KARMEN with with E..

I separately experimented with CS and USAA-CCMP. I confirm 2 entries per day after reappearance. Also, the USAA-CCMP entry has the address KARMAN with an A..

Conclusion: If you have CS, cancel CCT. You only need CS and USAA-CCMP for TU B* (optimal combo CS, USAA-CCMP, MPM for EQ B*)..

If you do not have CS, stick with CCT and USAA-CCMP for TU B* (unfortunately CCT and USAA-CCMP merge on EQ).

This post has been edited by creditmonitor2010: 04 February 2010 - 10:32 AM..

+100.

I'm still interested in knowing if anyone else is getting actual choppage..

Has anyone else who has been pulling regularly for some time had all of their "consumerinfo" pulls prior to August 2009 removed?..

Well thanks for the info. Going to cancel CCT today..

I am glad to say cm2010 was correct. My backdoor TU today shows two CONSUMERINFO softs for 02/2010. Yesterday it showed only one. Both backdoors were done before the CS & CCT daily pulls. The one soft was added by pulling both CS and CCT. Read cm2010's dissertation on how the hell the softs show up, disappear, and come back as one.

Because of EQ considerations, I again agree that CS is the one to keep..

This has been fun, even if I am still 15 softs away from the goal...

Bad news, I think USAA is also not reporting as unique..

The previous screenshot was before pulling anything. After I pulled CS, CCT, USAA and MPM.

This is today's TU report before pulling today...

It looks the way it should. Remember whatever you do yesterday will disappear from today's TU report. You only pulled CS and CCT on 2/1, 2/2, 2/3 so only 3 entries appear of "CONSUMERINFO via CONSUMER INFO.COM" with the address KARMEN with an E.

I assume you did NOT pull USAA-CCMP on 2/1, 2/2, 2/3. Please correct me if I am wrong!..