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Quick question: What is the difference between Discover Card and visa? Thanks in advance for any answer or 2. Another question on my mind: You will need to change your Online ID and Passcode within your next 2 sign-ins to continue using Online Banking.. |
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Good question... I dunno what is the answer to that question. I'll do some investigation and get back to you if I got an answer. You should email the people at Discover Card as they probably know..
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They are idiots if you ask me, how in the hell is a picture going to actually protect anyone, and since it's linked to your profile, if someone hacked it, they would know what picture you had, I'm a security expert and have been since I was 12, I actually am the one that gets to break into systems and gets paid for it...
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The picture is just another line of defense. If you get a phishing email and you try to log into what you think is your account, the picture would be a dead giveaway. There is no one solution for security and just about every bank is going to this method, or will be. It's a PITA (especially if you log in from multiple PC's) , but I understand why they do it...
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The picture is in case you click on a fake BOFA link that asks you to sign in, and then have a different/no sitekey displayed to you. It is for people who aren't computer savvy and up to date with "phishing", and have a habit of clicking anything they get via email (especially fake/fraudulent phishing scams, i.e., "your BOFA account is compromised. Please log in to reset your password").
EDIT: Centrip beat me to it. This post has been edited by. Creditcardnoob. : 10 January 2010 - 10:53 PM.. |
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Becoming more and more common. I dislike it as well, but the times they are a-changin'...
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That's nothing George... my payment processor has the following for their web reporting interface:.
Your password must be a minimum of 8 characters and include at least one upper and one lower case character, one number, one letter, and one special character.. Your password also cannot have more than 4 characters in common with the last 6 passwords used on your account.. Your password will expire and must be changed every 45 days... |
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What happens when you have no lower case letters available....
I DON'T USE THEM. How do you make lower case letters???. This post has been edited by. GEORGE. : 10 January 2010 - 11:41 PM.. |
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I would have to write down a sign-on and password that had that many restrictions..
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Most online fraud does NOT occur because of failed secure online sessions, insecure passwords, or poor login gateways. 99% of fraud/data theft occurs because the IT departments cannot keep databases that hold millions of accounts secure. User end failure is extremely uncommon..
New bank motto -. We make it impossible to access your account, so ID thieves can get in faster... |
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!1QqAaZz.
@2WwSsXx. #3EeDdCc. $4RrFfVv. %5TtGgBb. ^6YyHhNn. &7UuJjMm. *8IiKk<,. (9OoLl>.. )0Pp:;?/.. |
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WHY DON'T THEY JUST DO IT FOR YOU???????????????????.
Your sign-on is. 428/36LDJJRII8E63,DK*mmmmeuUUTZRRS99003###$@&&(((@!22236999. The password is. 4((llliiijj$j(*RRRGYYENNNCYYY5557%Kkksnnuue@&&&!)))$_+++22555.. |
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I sent them an.
E-MAIL. That I was not happy. (NOT THAT IT WILL DO ANY GOOD). This post has been edited by. GEORGE. : 11 January 2010 - 12:04 AM.. |
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Already lost 1 of 2 sign-ons..................
(and I got nothing for my trouble).. |
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Bostonte.
That's nothing George... my payment processor has the following for their web reporting interface:. Your password must be a minimum of 8 characters and include at least one upper and one lower case character, one number, one letter, and one special character.. Your password also cannot have more than 4 characters in common with the last 6 passwords used on your account.. Your password will expire and must be changed every 45 day. My school had this policy for the passwords. At least one uppercase, one lower case, one number, and one symbol ( $ % ^ &). And the passwords could never repeat themselves. And needed to be changed every 90 days... |
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The sad thing is they don't realize that there making it even less secure cause 70% of the time all I gotta due is use the loggin and password written down on the yellow sticky and attached to the upper right corner of the monitor..
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Truth..
Stealing one account at a time isn't worth the effort when it's possible to just grab the entire database.. The banks know a 45 character password isn't protecting anything, but it makes their customers think they're doing something about security. It's more of a marketing effort than real security... |
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Just close your account. I would never do business with a company that treaded me that way!!!..
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My employer, too..
Plus "the password may not be derived directly from words or phrases of any language." You can't stick a real word or phrase (English or any other language) in it anywhere... |
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So you can't do>.
1234BofAISCLUELESSS4321. I'm glad I don't work for a company that makes me change my computer password. Although I did have to add 2 numbers to my password. I have had the same sign-on for more than a decade. .... IT WAS NOT BROKEN...WHY FIX IT???.. |
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Well if you don't want to have your password easily cracked by a computer hacker, it's a good idea to have a complex password that you can remember like:.
NoShowingID4SignedCard. Or. Cash$Costs2Much.. |
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I HATE those. I cannot remember 43,325 different passwords that change all the time...do they have any idea HOW MANY websites I have logins and passwords for? Sheesh...
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That's the reason the "passmark" pictures don't do any good. Who remembers which picture goes with which website when you have 15 of them to log into?..
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I have over 30 different places to sign on for.
WHY CAN'T THEY ALL THE THE SAME SIGN-ON.. |
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Most people prefer to choose their own sign-on names and passwords...
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Fine....
BUT DON'T TELL ME I. CAN'T. HAVE THE SIGN-ON I NOW HAVE. Because you don't think it is. NOT. "SECURE". Enough (or your so-called experts). This post has been edited by. GEORGE. : 11 January 2010 - 11:28 PM.. |
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So George's ID is a universal product code..
Hmmm ... I'm guessing it's the UPC from an item sold at WallyWorld ..... |
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What does one get out of a Discover card web site.
"IF". Somebody actually got into it???. (other than the account number and name and address).... AND WHERE YOU SHOPPED AT...and WHAT YOU SPENT. Some act as if they would get the. LAUNCH CODES AT. N.O.R.A.D.. FOR THE ICBM's. This post has been edited by. GEORGE. : 11 January 2010 - 11:35 PM.. |
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Although I dont have to change my AKO password till 150 days, those requirements are almost exatcly the same and I have had to have that kind of PW for years now...
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Or send large BT's to my cards!.
Although that would be foolish and easily prosecuted... |
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I have over 100 and counting. I also have a great memory helper, it is called RoboForm2Go!!!..
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Strange...I've had them since 2004 when I opened my account and have never had to change my username or password. But I could definitely see how that could be annoying...
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Hey Leo, you had me at Dylan.......
Seriously George, I have to go through many layers of security EVERY time I log into my ING account. I'd rather it be more secure than less.. |
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DON'T EXPECT THE CUSTOMER TO HAVE A SAY IN WHAT THEY HAVE FOR A SIGN-ON and PASSWORD..
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You CANNOT be serious with that question??!!??.
If someone hacks YOUR online account, they can not only change the mailing address and other contact information to whatever they wanted but also get a new card sent to them and effectively wipe out your credit line.. Have fun cleaning it up because then you get to deal with the same net effect of the damage I had to deal with.... Oh wait, maybe zero liability will work for you...but don't hold your breath... |
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Access to secure messaging where they ask for a replacement card, change your registered mailing address and email address and ask for a business account to be created with more cards for their buddies sent out by Fedex the same day..
Been there, done that, got the t-shirt, lost my identity and got stuck with $12K in debt.. Make your username and password secure, it's really not a difficult thing to do unless you make it that way... |
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You asked the question, I provided you a potential answer based upon actual personal experience..
Your sarcastic response was not necessary or called for... |
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I just started using Roboform and I'm kinda loving this little tool..
Saves all your info, as much or as little you want to provide. You can. Save it to your PC or to your flashdrive ect...and put a password on it.. Add all of the sites you visit and the sign-on/pw's for them....with one click. You are logged in... |
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I guess I have no say in my sign-on and password.
Sorry I even brought the subject up.. |
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How can you be a security expert and not understand why they have the picture there?..
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It sounds like my processor... except for the bolded part. I use Poor2003!, Poor2003@, Poor2003# etc... recycling through the special characters. One time I forgot to change it before the 45th day and I needed to put in the old password and the new one. It refused to accept Poor2003! as the old password and locked me out.
It was pOOR2003!. I said I was not entering that for the last 45 days and he said (I kid you not) they only check the case on the expired password screen. Normal logins are not case sensitive, even though they require mixed case passwords. I was speechless... |
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That sounds easier said than done. Anything can be hacked with the right person and enough time...
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Does this work on sites like Merril Lynch's 401k sign on? On these type of sights you can not even save the login site to your favorites because it generates a random number in the url and if the same number is used as the last time you logged in it locks you out. If the program you are talking about it that smart it could be useful...
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I'm not sure, will have to check that out. I just started using it last week and at first I was a little skeptical. But loving the fact that my name and address fill in automatically in forms when I'm ordering something or filling out an application....I'm hooked...
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I've been using RoboForm Pro for 3+ years now. I'm pretty sure it would be compatible with Merrill's login page..
It's possible that you might have to override the URL recorded when you first save your login and change it to what you would manually type to access the website. But even if the ultimate login page URL is modestly different, RoboForm will match on a partial URL and prompt to fill in the login when it identifies the appropriate fields as being on the page.. RoboForm is incredible software. It was what I term "software integrity". It's comprehensive in it's features and almost always works flawlessly. The companion flash card software (RoboForm2Go) is equally impressive. I've added a flash card version of the Firefox browser so that I can safely use 3rd party computers without leaving browsing history and other data behind on the computer. I've also protected my flash card with a version of McAfee virus scan... |
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That was awesome. that way if someone figures it out, they can access ALL your accounts...
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There's a lot of good password programs out there that let you make and keep unique passwords for all your accounts. I like password safe since it is a public domain program with source code for the paranoid nerds like me...
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