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My 1st question is: What is the average APR for Lending Tree mortgages? Looking forward for any response. Another question on my mind: I just received my new Chase MC with 3k CL and 2.9% intro rate for 6 months.. |
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That's a good question. I'm not sure what is the answer. I'll do some research in Google and get back to you if I find an good answer. You should email the people at Lending Tree as they probably could give you an answer..
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Fla-tan I ahve a question for you or any one who could answer. My cards are at 98% usage. a total of about 6000.00 dollars what if I paid the 500 dollars sears off and the 300 target off and half of the mbna, capitol ( maybe I will pay them off) and juniper to half. I wan to tget my score from 610 to buy my mom a house she is receving rent assistsnace so the rent would be steady. Do you think my score will go up much. I have two recent late pays , rating 2 What do you think?..
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If you can get all your cards down to just below 50% usage each, with the smaller limit cards paid in full, you should see a significant jump in score...
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Thanks for the reply do you think it will jump to 640 at least?..
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Tony.
You need to have each card individually below the 50% threshold. That will normally cause a signifigant score increase. However, the 2 recent lates pays will be a drag on your score. What are the lates for and how late are they? I would need more information before I could give you an accurate response to your trying to get your mother a house. Would you be purchasing the house as an investment and having your mother rent from you? Investment property has different requirements in many cases, but there is a good probability that what it soundslike you are trying to do is doable.. Hope this helps.. Fla-tan.. |
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The lates were for sloppy record keeping mostly. My Lending Tree mortgage company mailed me something about skipping 2 payments, putting back into the Lending Tree mortgage since I was out of work for a little while. Well they did not send me and approval because I did not send in all the necessary paper work. Cap one is the other again sloppy record keeping not checking to see that auto payment s were comming out out of the 0 ballance accounts for two months , found out when they called me. Hope I cna negotiate with them ...
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Tony.
The Lending Tree mortgage late is the most damning one, especially since you plan to soon go house hunting. When did the late(s) occur and how many were there. Were they 30 day or 60 day lates? That will have the greatest impact on what type of Lending Tree mortgage you will qualify for. You may want to try and contact the Lending Tree mortgage company and see if you can back date the missing forms and get the lates removed. Understand that it would be a goodwill gesture from them and not a requirement. On the auto loan, how late were you andhow long ago?. Fla-tan.. |
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Fla_tan.
Thanks for your responce, that's the information I have been looking for... |
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Tony.
By jumping in on another persons thread and turning the subject to a completely personal issue for yourself you have hijacked my thread; some people would say that this is not very polite... |
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Dep'.
As I was aware all of this information is of a personal nature, unless you are working strickly for the public and are not on here for your self. Since I have been on this board over a year. I have not ever been aware that personal issues were not allowed.. By the way flan-tan thank you for your response. Oh I do not know what "highjacking" your thread means.. My questions was not to intentionally do you harm or cause undue stress. I have helped others and I have been helped on this board. Being rude is not really something most of us set out to be. But if you feel I have, I apologize and hope you feel better less you lose sleep over this matter. Ok no hard feelings I hope... |
