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First question I got is What is more perferredd in Canada? Visa or Discover Card? Many thanks for any comment. Another question... I just moved into a new place less than a month ago, and my phone is already ringing non-stop. But it's not for me. It's for somebody else who previously had this telephone number that I just received less than a month ago. Despite telling them that the person doesn't live here, they still continue to call, and only leave a message every once in a while. |
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I would like to know the answer too. Anyone here know what is the answer to your question. I'll do some research and get back to you if I find an decent answer. You should email the people at Discover Card as they probably could give you an answer..
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The problem here is that the FDCPA doesn't apply, as you are not the "Consumer"..
However, when it happened to me, I treated it kinda like an ex-wife.. Filed a police report for harrasing phone calls and sent it to em.. Never called again... |
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Probably isn't the same address - just the same number..
I got these calls CONSTANTLY for the first 18 months I lived in my current house - as soon as I turned the phone on, calls for this woman that used to have the number. Here, I think a number has to be unassigned for one year before it can be assigned to a different person...I guess the CA's autodialers just kept calling the disconnected number until it got turned on again... |
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They are calling the.
Telephone number. That the person had before, not the address. Bill collectors call the last known address for the person they are looking for. When a person moves to a new apartment or house, the telephone company gives them a new telephone number, that may have been used by someone else previously at a different address. My own Credit reports have my telephone number listed as the one I had years ago, which means that If some bill collectors tried to call me from that CR report, they would end up getting the person who currently has that number, which is no longer me... |
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That's how phone carriers generally handle disconnected numbers everywhere I think. (I've been an engineer in the phone industry for nearly 14 years so I say this based upon experience) However, it is also common that there are frequently numbers that "slip through the cracks" and get reassigned well before the 1 year mark....so you very likely could be right..
I was just confused because it seemed like the OP was getting "tagged" due to living at the same address as the wanted debtor...and so I was curious as to how they got his phone number if all they had to go on was an address. ETA - shows how you can ask stupid questions when you don't read the post thoroughly! :-P. This post has been edited by. LadyRelm2. : 15 January 2010 - 04:52 PM.. |
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Yeah...got that. Already mentioned that I misread your post... I think we posted at the same time...
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I've seen numbers reassigned within the Austin area less than 90 days after they were given up by the former holder.....
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Yep...I think the "driver" on how soon a number is recycled is based upon how many available numbers the carrier has in it's queue to use...
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WELCOME TO THE CLUB.
BEEN THERE~DONE THAT. 20+ YEARS. C&D and LIMITED C&D. ONLY WORKS FOR A LIMITED TIME. More than 90% of them are. AUTOMATED. Don't assume getting a. NEW. Number again will help. This post has been edited by. GEORGE. : 15 January 2010 - 06:12 PM.. |
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I knew EXACTLY what that was gonna say before I even opened this back up...
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Dutton v. Wolhar.
Flowers v. Accelerated Bureau of Collections. Riveria v. MAB Collections, Inc.. All of these cases establish that non-debtors are afforded protections under certain sections of the FDCPA (1692d & 1692e specifically).. I.e. "Causing a telephone to ring or engaging. Any person. In telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number" and "the placement of telephone calls without meaningful disclosure of the caller€™s identity.". This post has been edited by. Fdj. : 15 January 2010 - 06:51 PM.. |
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When I moved, many years ago and was given another number, I had the Marines calling me for one of their own, they kept on calling. Seemed this vet owned on one of their credit cards for a commissary...whatever their stores/catalogs are called...
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I have.
SELECTIVE CALL BLOCKING. ...but it won't work from the special phone system the CA call from.. |
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Dutton for certain was not a case involving a phone call to an anonymous person. Have not had a chance to look at the other two- none appear to be recent decisions and it is too late on a Friday afternoon to want to Shepardize (even if the weather DOES suck worse than Wallyworld right now)...
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Yea, I was looking at Dutton, and found nothing in the case that related to this issue...
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These `special' numbers include such gems as `UNKNOWN NUMBER', `000-000-0000' and `UNAVAILABLE'.
How this is not a de facto violation of the FDCPA is beyond me, but more often than not their number is blocked or spoofed. I have developed colorful ways of answering such calls but I can't really post them here, as this is no place for profanity... |
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Unpublished, but relevant:.
Http://www.manteselaw.com/publications/NOT....%20Nitzkin.pdf. May be helpful for people in Michigan if nothing else... |
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I have a hard time talking to the computer.
IT WON'T LET ME GET A WORD IN EDGE-WISE.. |
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Unknowns, blocked, restricted, anonoymos, pfft..
Don't expect me to answer... |
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Add to the do not call list, log every single call, the time, keep phone records, and after you have notified them your not them, you can file a lawsuit for harassment...
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My husband had this problem with a bill for someone else from AT&T. The only way to get it to stop was to file a complaint with the AG in both my state and theirs..
One thing that confuses me, however, is if they are calling you based upon a bill that is owed to someone formerly at that ADDRESS...then how did they get your phone number?.. |
