What is a good Lending Tree mortgage company to work for?

Quick question: What is a good Lending Tree mortgage company to work for? Looking forward for any answer or 2. Another question on my mind: Hi there, I was successful at settling with my original creditors before charge-off etc and the first letter came in the mail today. I am awaiting the others. In the agreement they state that (as I demanded):.

"(the OC) will not attempt to collect the remainder of the debt themselves, transfer or sell the remaining balance of the debt to any collection agency or any debt recovery service and the account will be considered paid in full"..

Here is the questions:.

1) Is this statement in writing enough to keep the OC from trying to collect this debt later on, either themselves or a lawsuit?.

2) If the account ends up getting charged-off anyway after the payment-per-agreement is made, can this statement stand up to any collection agency that may end up with this account?.

I do not want this to come back and haunt me again down the road without some kind of protection. The 1099c forms are a whole year away yet and will be no help to me now. And who is to say they will even send me one. Any info would be wonderful! Thanks so much board for all of your help!.

Sweet Me!..

Lending Tree

asked Feb 28 at 14:35

Kayla
0●6

5 Answers:

oldest newest most voted

0	Good question... I dunno what is the answer to your question. I'll do some Googling and get back to you if I find an useful answer. You should email the people at Lending Tree as they probably can answer it.. answered Feb 28 at 15:08 Alanna 328●9

0	Write on check cashing of this check represents payment in full and make copys of the front and back find copier that will give you a double sided copy.. answered Feb 28 at 16:40 Amira 236●5

I recently sent settlement letters to the collection agencies - was this incorrect? I was also wondering what recourse I had if after a settlement was reached and I paid the settlement if the CA then refused to delete the info. If we reach a settlement then I would dispute with credit agencies, they wouldn't confirm and the negative should come off? Thoughts?..

answered Feb 28 at 17:57

Francesca
422●1

I want to make it perfectly clear that my comment here reflects on just one aspect of your settlement actions and no other part. Now then the reason I put the above disclaimer in place is that I just don't know how to say what I have to say without it's possibly being seen as a negative comment on the rest of it which isn't the case at all. All of what you posted sounds just great..

One thing you did right for sure and that was that you made them write the contract...

answered Feb 28 at 19:28

Logan
229●8

I say make them write the contract or it's no go. The reason I advocate that is that in the event there is a dispute the court will look at the intent of the maker of the contract and whether or not he broke his own contract..

If he can't keep the terms of his own contract he is a dead duck for sure...

answered Feb 28 at 20:59

Payton
234●8

0	Very good point. I sent a settlement letter out to a CA. If they are interested in settling, I will ask them to write a contract for the settlement amount and proceed from there... answered Feb 28 at 21:40 Chelsea 439●6

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