|
Quick question... What are the significant differences between Discover Card and Visa ? Many thanks for any answer. Another question I got... CCA has decided to be clever and place duplicate collections on my 3 CRs, one with ATT as the OC and one with Cingular as the OC. Same amound, same everything. What's the best plan of attack for this crap?.. |
|
|
|
That's a good question. I'm not sure what is the answer to your question. I'll do some research and get back to you if I find an useful answer. You should email the people at Discover Card as they probably could help you..
|
|
These guys are on my sht list.
I DV'd them as part of my inital triage and they "repaid" me by reporting to EQ where they had only been reporting to EX before.. No worries, I think I got them where I want them.. |
|
I sent them a letter today, myself. GRRRR. Stupid $152 something-or-other from like 5 years ago. Get off my back, CCA!..
|
|
CCA did the same thing to me. And I don't even owe AT&T anything (they're my cell phone provider)! Someone used my cell phone account to order themselves some new phones, not knowing that AT&T would send them to my address only. I sent them back, all was resolved, and then these jacka$%es from CCA place an account on my reports (2 on Equifax)..
I'm about to hit 'em with the Texas Finance Code... |
|
I blacked them out, but the amounts are exactly the same. What makes it so bad is that they tried this crap with me before with only EX but it was a quick dispute and removal. Now they're going all out and have changed.
Just enough. On the "new" listing to make this somewhat harder... |
|
Ridiculous! You don't happen to be in Texas, do you? If so, you have the TFC to back you up and it appears to get good results. I am about to find out for myself...
|
|
I am fighting these monkeys as well. They do not play fair by far. I have them on multiple violations but I am attempting to use the BBB and the AG before I sue them. I would suggest the AG help you on this one...
|
|
Before I go to the AG, should I go through the regular process of validation, dispute, etc., just to make sure all my ducks are in a row?..
|
|
Dispute.
BOTH. As duplicate.... YOU MIGHT GET LUCKY AND BOTH GO. POOF.. |
|
Oh God, I hope so. That was going to be my plan of attack in concurrence with sending DV letters to them (not that I expect them to respond). If that doesn't work, then I get nasty with AG, BBB, etc...
|
|
Can you show us how they are listed (keep private info out, like acct number and amt) just put xxx's or whatever..
Just so you know, CCA violates... |
