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First question I got is What are some other web sites similar to Lending tree? Thanks in advance for any comment. Second question of mine... I have searched threads for this but no real answer/stratgey..

I have a collection account for $74 that has been listed as "no status" since 2001 when I started repair. It does list the "in dispute" notation. I have redisputed the account several times and the CRA claims to verify..

Is there a CRA strategy on this...... Should I ask for specific procedures used to verify this alleged account and the explanation of the no status entry?.

Is the "no status" entry considered "incomplete or inaccurate" reporting and thus giving me a violation..

The CA has been able to validate this account!..

asked Feb 28 at 12:01

River's gravatar image

River
79


That's a good question. I'm not sure what is the right answer. I'll do some research and get back to you if I bump into an decent answer. You should email the people at Lending Tree as they probably could assist you..

answered Feb 28 at 12:41

Gerardo's gravatar image

Gerardo
217

I have one that I'm getting ready to fire off a nasty letter to the CA... I received the initial letter fromt them, I sent validation before the 30 day time frame. 2 days after that time they reported the debt and listed it "No Status".. Shortly after about 1.6months to be exact they sent bogus validation.... My thing, wouldn't it be considered "Continued Collections by placing the "No Status" before validating???..

answered Feb 28 at 12:45

Marley
's gravatar image

Marley
3692

Just curious - since they validated, and it's <$100, have you thought about trying to pay for deletion?..

answered Feb 28 at 13:06

Sabrina
's gravatar image

Sabrina
2011

Yes, They refused my settlement offer for deletion (full payment) Since I am buying a house, I really want deletion! I may end up paying anyway.... but I am look for strategies on how to deal with this to get deletion.....

BTW.... I will pay it....but I do want deletions!..

answered Feb 28 at 13:30

Genevieve
's gravatar image

Genevieve
2679

Has it been a long time since you offered the settlement? If it has "aged" on their books for some time, they might rethink it? What about the SOL for your state, has it passed that? That might be a motivator as well?.

Just throwing out thoughts..

BTW who is the CA?..

answered Feb 28 at 15:07

Amanda
's gravatar image

Amanda
3189

The CA is IC systems.... it is for a dr. bill. I sent Dr. the WHYCHAT HIPAA letter and he hasn't signed for it yet (with full payment)..

answered Feb 28 at 15:29

Nia
's gravatar image

Nia
827

I have an IC Systems listing on my reports, as well. They are the most stubborn jerks in the world. This is for a $178 doctor's bill from 1999..

Why pay it if they won't remove it?..

answered Feb 28 at 17:07

Ricky's gravatar image

Ricky
2725

I have one as well...it was on Exp and TU. Exp deleted it last month and I am now in dispute w/ TU over it. Should be interesting! It's my last neg on TU. BTW it's a dentist's bill from 10/1996 for $196..

answered Feb 28 at 18:18

Evelyn
's gravatar image

Evelyn
2877

I am having the same problem. Also with IC SYSTEMS and I offered settlement. Still no word, that was last friday. Problem is I do not believe we owe this but to get it off report I offered settlement. It was a Verizon local service account. This one makes me so mad because Verizon was charging me for a service we couldn't even receive where we live. DSL lines are not available here yet...

answered Feb 28 at 18:55

Amy
's gravatar image

Amy
4497

Uniondiva - if it's a CA, I would DEF. get rid of it.. dispute the normal way, ask for procedures, sue. That's the route I would take....

answered Feb 28 at 19:24

Ariel
's gravatar image

Ariel
3551

I have a no status account. It may or may not be affecting my score on tu, BUT the description says ch 7 bk filed (even though I havent) and this is what creditors see. This is why I have been denied stuff when my tu is pulled, according to the reject letters. So, it DOES matter, even if it may not affect score...

answered Feb 28 at 19:45

Asher's gravatar image

Asher
1755

I have disputed it, but you are right..... I should ask for procedures and sue CRA to get it removed!..

answered Feb 28 at 20:31

Khalil's gravatar image

Khalil
864

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