Quick question: "Virtual Webcard Credit/Debit Visa or Discover Card? Many thanks for any response. Second question.. I sent a DV to a CA and they responded as if they were the OC. Something doesn't seem right about their wording in this and I'm too new to know if they are allowed to validate like this..

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We have notified the credit reporting agencies we subscribe to that this account is disputed by the consumer. Having.

Verified.

The accuracy and completeness of the debt in question, we are now free to include this in our monthly credit report file and to resume our collecion efforts..

If you have any additional supporting documentation concering the accuracy or completeness of the reported data, we will be glad to reopen this.

Investigation.

We will not.

Investigate.

Disputes that are irrelevant, frivolous, or disputes that have previously been invstigated, unless we are provided with additonal relevant documentation..

It gives all the proper information I'd expect in a DV including the mandatory inclusion of the California Rosenthal disclaimer at the bottom. But the question is, why would they write the above paragraphs as if they are the OC?.

Thank you..