Vanilla prepaid Discover Card Gift Card?

Quick question... Vanilla prepaid Discover Card Gift Card? Hoping for any comment. Second question of mine... I just paid off my last outstanding Discover credit card balance of $1527.00 on 11/07/09..

It shows a zero balance now on Equifax..

When I request my 'score power' score from Equifax it is nearly the same as what it was before I paid off my CC..

I was expecting a much larger jump in score..

Can it be that my true score has not been updated yet? Even tho Equifax shows my new balance at zero dollars?..

Discover Card Reward

asked Mar 11 at 13:30

Jordyn
10●1

5 Answers:

oldest newest most voted

0	Good question... I dunno what is the right answer to your question. I'll do some poking around and get back to you if I bump into an good answer. You should email the people at Discover Card as they probably could assist you.. answered Mar 11 at 14:54 Graham 415●4

0	Oh so it's better to carry $20 or $30 then zero balance?.. answered Mar 11 at 15:51 Cody 182●3

As with all things FICO, it depends on your scorecard (which of course you can't know)..

In my case I've found that when ALL credit cards report $0 balance, I lose maybe 10-15 points. However, a miniscule (i.e. $3) balance reporting on just one card regains those points..

NOTE: You don't need to pay any interest! Just PIF it when the bill it cuts..

Funny eh?.

This post has been edited by.

Spongenotbob.

: 06 December 2009 - 02:18 PM..

answered Mar 11 at 15:55

Skylar
258●5

0	F.I.C.O.. Is not in the. LOGIC. Business. Neither are they in it to be your. FRIEND.. answered Mar 11 at 16:30 Timothy 328●9

0	Okay just so I'm clear...charge about $20 - $30 a month and then pay it off every month?.. answered Mar 11 at 17:04 Holden 324●1

0	Scores, no matter the model, are current as of the moment that they are pulled... answered Mar 11 at 17:20 Isaias 324●2

Your answer

toggle preview

community wiki

Follow this question

By Email:

Once you sign in you will be able to subscribe for any updates here

By RSS:

Answers

Answers and Comments

Markdown Basics

*italic* or __italic__
**bold** or __bold__
link:[text](http://url.com/ "title")
image?![alt text](/path/img.jpg "title")
numbered list: 1. Foo 2. Bar
to add a line break simply add two spaces to where you would like the new line to be.
basic HTML tags are also supported

Vanilla prepaid Discover Card Gift Card?

Follow this question

Tags

Related questions

Vanilla prepaid Discover Card Gift Card?

Want the latest Discover Card Deals?

Follow this question

Tags

Related questions