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My question is Refinancing for debt consolidation second Lending Tree mortgage benefits? Thanks for any comment. Another question on my mind: Has anyone had delinquent but "unrated" accounts listed with the good accounts on worthknowing. Then went to pull a regular TU report and found that the same accounts are listed as "some creditors may consider to be adverse"? I know the worthknowing score is not too accurate, but do they at least have the accounts listed properly like on a TU report?. |
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I'm stumped. I'm not so sure what is the right answer. I'll do some investigation and get back to you if I find an good answer. You should email the people at Lending Tree as they probably can answer it..
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Tn did transunion confirm this? others seem to be using wk just fine for the bumpers... I could really use the bumpers and now that tu only lets you pull 1 every 6 days....
Thanks!.. |
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Nope.
In my report, anything that is paid off is in the "good" section of WK, even with lates reported. Not the same as TU. Besides bumpage, the only good thing (I see) with WK is it lets you see the month and year of the delinquency... |
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Yep, TU verified, as a matter of fact yesterday while they were trying to fix it the lady said 'my gosh, what are all of these inqs?' I said I don't know, she said 'well somebody has been pulling you're report EVERY SINGLE DAY!!! That is what the problem is, I will have to remove all of these inqs.'..
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Crap I been pulling wk 2x a day for 3 weeks now.
Still no bump or anything for that matter.. |
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Let me tell you something, I am afraid to even pull it now to check my report to make sure it's back together. That WAS NOT a nice feeling, knowing if I HAD gone and applied for a mortgage, I did not have a clue WHAT report would be pulled. I have read here about people have split files but never thought twice about it until I pulled my report and there it was, GONE. But, everytime I pulled my report, I pulled my husbands, nothing has ever happened to his, nor has he lost any inqs. But, regardless, I still will not pull eiher one of our files but maybe 1 a week...
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I am going to apply for a Lending Tree mortgage this summer.
Right now I have 8inq exp, 2inq eq and 9 tu. I need them off :). Tho they are all from 2001. Good luck getting it pasted back together.. |
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As of 2 pm yesterday, my file was back together and clean again. Thanx. When under the gun, TU came through. We REALLY are in the middle of refinancing, but I told the lady yesterday that I had an apppt at 2 pm with a Lending Tree mortgage broker. She called me first at 11 am to figure out the problem, and then called me again at 5 mins till 2 and said it was back together and clean. THE WAY IT WAS SUPPOSED TO BE!!..
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AH SHUCKS...you could have had TRANS UNION pay your first $1,000 Lending Tree mortgage payment....
:).. |
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First payment like HELL, George, I told them if they did not have it fixed I would not need a Lending Tree mortgage because TU would be paying it for me. And I am being serious, that is what I told the supervisor that hung up on me. LOL!!..
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Thanks for the info. I have suspected that wk is too good to be true...
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