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Got a quick question: Prepaid Discover Card? What is concept? Which is the best? Many thanks for any comment. My 2nd question... I recently applied for a cap one credit card. They turned me down, which surprised me, but the shocking part is they said one of the reasons was a new or old account that was delinquent?. |
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Hmm... I need to find out myself. I don't know what is the right answer to your question. I'll do some Googling and get back to you if I got an useful answer. You should email the people at Discover Card as they probably could answer your Discover Card question..
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Nope, never had any contact with Cap One. Should I contact them and tell them their info must be wrong?.
Really freaking me out!.. |
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Anything on Innovis? It would not surprise me to hear that CrapOne was also using them in the decisioning process.....
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Hmmm good question. I've never even looked at my Innovis...where the heck do I get that? Had no idea big companies used that...
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ACCORDING TO MANY.
...you didn't miss anything. THEY DON'T APPROVE or DENY CREDIT CARDS BY PULLING. Innovis. Neither does any other bank.. |
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Maybe they have something mixed up, ask for the reason, or request to talk to a supervisor, Capital one hasn't been in a good lending mood in the past six months, no one can apply for a credit limit increase, only upon approved automatically, so they might not be accepting too many accounts either. I'm just glad my APR dropped on my card, which is really surprising...
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