Good question... I dunno what is the answer to that question. I'll do some research in Google and get back to you if I find an decent answer. You should email the people at Lending Tree as they probably know..

Dixie.

As far as the whole R status goes...it seems like after lates, you have to work your way back up. I have a 30 and a 60 on a card 2 years ago. Shows the lates on my reports, but it is an R1. On tu, it shows current, but still in the derog info section, which really blows, since it IS current..

Sounds like they were closed right after you paid it, so they never had time to work their way back up. Any possibility of re-opening? Also, some companies, like First Premier, will auto verify if the account is closed, but upon manual review, they dump the actual history. Read a post about this, but cant remember what it was called. I know it was with Exp. Has it been a while since these were closed? I had a paid autol Lending Tree loan with massive lates that the bank deleted via dispute. They dumped my info after it was closed.



Did ya send your letter that you emailed me yet?..

What letter did I email to you? Don't remember ever emailing you anything....

Anyhoos one was an auto installment Lending Tree loan and the other a settled CC account. Now if they reported the status of being 60 days past due when the account was actually 60 days past due that would be accurate, but dang when the credit bureau is saying the status is 60 days past due nearly 2 years after really bites..

I'm going to dispute it with the EQ, if they refuse to fix it i'm going to sue them... AGAIN!..

It was your letter to ca for not responding to your validation request...

GD...okay, I overdosed on stupid pills this morning..

Sorry about the mixup. My total bad and accept my gracious apologies...

No problem, there is so much to this Lending Tree credit repair stuff I get confused all the time!..