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First question I got is Money transfer to philippines with Discover Card issued in switzerland for cashcollection? Hoping for any answer. My 2nd question... Hiafter my last two negative tradelines fell off, my TransUnion report is completely clean. Equifax and Experian still have lots of negative entries, so I'm trying to decide what card to apply for that pulls TransUnion only. I pulled my score from myFICO.com and it was 791. No inquiries, oldest account is ~13 years, AAOA is 5 years.. |
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That's a good question. I'm not sure what is the answer. I'll do some research in Google and get back to you if I discover an useful answer. You should email the people at Discover Card as they probably could answer your Discover Card question..
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Barclays is now a good bank? I thought they were horrendous in the same manner as JFCU. Always problems and CS issues. has that changed or am I being biased?..
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Agreed! UMB and Barclays for sure. I've also had Simmons First and Nationwide (people are reporting very nice limits) pull TU. I'm in CA just check the credit pulls database to make sure for your state they pull TU but I think they are exclusive TU pullers...
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That's a good choice. I think Juniper/Barclays might be one of the very few who only pull TU regardless of where you live. 791 is a good score considering a 5 year AAofA and 13 years oldest account. Do you have a mortgage reporting on TU?..
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I've always liked National City and you'd probably get a decent limit according to your score if all else is clean. When I applied fo rthe card 2 years ago, I was given $5000 to start with a 680 score and 2 paid tax liens on my report..
Barcalys/Juniper has many cards to choose from and are usually TU pullers.. UMB also has several cards but I do not know much about them but I hear some good things about them. They seem to be dedicated TU puller as well... |
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Kev. Has Nationwide been reported to be BK friendly? Do you know. Thanks for the link BTW...
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From Creditpulls it doesn't look like they are but that was 2008.. not sure if they changed their minds..
Nationwide Visa Transunion no 768 N/A Vegas NV N/A 2008-06-27 No derogs, 1 inq, dti 2%, denied for BK in 2002.. |
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Don't know, but for an easily bumpable TU pull, it's worth a try...
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Applied for Nationwide Saturday. I called a few times but was told the application would take up to 2 weeks to process, but on CreditCheckTotal today it's reporting as a $3,500 limit on Equifax...
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Well if you want a tradeline that does NOT report to the CRA a co-branded umb card would be in order..
Otherwise, barclays is a good option... |
