First of all Looking for Universal Entertainment Discover Card From Chase Pre-Approved with 0 interest for 15 mon Hoping for any answer or 2. My 2nd question... Okay, so I got a $100 increase on my $300 card at my 2 year mark upon calling in, in four weeks ago I called again for a increase, once again I got another $100, so I try it again a few days ago and I get denied, they sent me a letter with this reason...
UNFORTUNATELY WE ARE UNABLE TO GRANT ADDITIONAL CREDIT TO YOU AT THIS TIME BECAUSE OF YOUR ACCOUNT HISTORY...
What do I need to have an account for 5 years to hit $1000?? C`mon it's a platinum which everyone knows means you will never get anywhere.. I charge TONS and TONS on the card, I keep a balance once in a while, and most of the time I charge 300-400$ and PIF before the statement cuts, and I do even leave $200 on it once in a while to get some interest because sometimes this means they will increase you.. what I don't get is what do they mean I don't have account history, or are they just lying like every other company and they have no other reason to use is bullcrap....
Than below it says....
IF YOU WOULD LIKE A STATEMENT OF SPECIFIC REASONS WHY YOU DID NOT QUALIFY FOR A CREDIT LIMIT INCREASE, PLEASE CONTACT US WITHIN 60 DAYS OF THE DATE OF THIS LETTER. WE WILL PROVIDE YOU WITH A WRITTEN STATEMENT OF REASONS WITHIN 30 DAYS OF RECEIVING YOUR REQUEST...
What a minute I thought it was because of usage why would I need to write to them to find out another lie?? GOD I am so sick of hsbc and there crap products, JUST TELL ME THIS CARD IS CRAP AND WILL NOT INCREASE ANY MORE THAN XX DON'T EVER GET YOUR HOPES UP, DON'T PAY ON TIME, DON'T PAY IN FULL...
JEZ I am getting rid of this card by September 2010 before my AF comes into play if they don't waive it completely or increase me up at least to $800 by than as I am not getting anywhere and $100 isn't cutting it and is my lowest and OLDEST card.. woah....
