First question I have is Lending Tree mortgages for buy-to-rent for family? Hoping for any answer or 2. Another question... Platinum,.

You're right, that a fsbo is also looking for the best possible price, but usually every seller has a particular need, that he/she's looking to get met. usually there's a number, that they're looking to walk away with. naturally the 'must have' number is lower, if it doesn't include commission. your less likely to find out the real need if there's one or two agents in the middle..

Also, with a fsbo it's more likely to get a 'deal, because not every seller knows the market really well. an agent is bound to market the house as the highest possible price or they're leaving themselves open for a lawsuit. unless, of course, it's been discussed with the seller..

Also, if there's an agent involved and you make a low offer - even though the agent has to present the offer - there's a good chance the agent will talk the seller out of accepting it. low price = low commission.

It's kind of like the couple, that is starting off with an amicable divorce until their attorneys start to tell each party how much more they deserve. voila - it turns into a viciousl fight..

Again, if you're happy to full market value - the agent is the way to go. if you're looking to get a deal - the chances are smaller to get one with an agent...