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My question is Is there any drawbacks to applying for mortgage (or pre-approval) online? Countrywide, lending tree Thanks in advance for any comment. 2nd question I got is.. I have had this dispute with a CA for more than 3 years they have been reporting a paid account that the OC said was paid and should be removed..

They had not responded to anything before I found this board. I sent the Validation letter they didn't validate, then I sent the Intent to Sue letter and the same day they responded by fax with a deletion..

One problem though I think they had reported it under a different agency name AFTER I sent them the validation letter. Someone on this board told me that this is highly illegal. Should I just go ahead and sue them or send another letter?.

Fletch...

asked Feb 28 at 12:31

Amari
's gravatar image

Amari
16


Ye, however you might want to make sure and wait for another person to confirm my answer as I am not completely sure. Better yet, why don't you ask the Lending Tree guys because they can give you help better...

answered Feb 28 at 13:45

Cara
's gravatar image

Cara
4409

Reread your post and forgot:.

CA #2 got the account after I sent the validation and before I sent the intent to sue..

Fetch.

==============.

NO Surprise:.

It's a common technique CAs use to pull their balls from the fire while one CA after another repeatedly throws the consumer into the fiery furnace..

The END ************************* LB 59..

answered Feb 28 at 14:50

Londyn
's gravatar image

Londyn
2002

Opened date of 1/03 a reported since date of 10/98,.

Fletch..

============.

HOW DO YOU REPORT ON AN ACCOUNT 5 YEARS BEFORE IT EVER EXISTED ?????????????????????????????????????????.

?????????????????????????????????.

????????????????????????.

?????????????????????.

The END ************************* LB 59..

answered Feb 28 at 15:36

Allie
's gravatar image

Allie
4582

Let me see if I have this right......it's actually one collection agency using different names to make you think there is another CA involved?.

They delete under alias A and report under alias B?..

answered Feb 28 at 16:13

Jaxson's gravatar image

Jaxson
3421

Yep,.

The only thing left for you to do is get good and pissed..

You don't have to accept the unacceptable, and you don't have to tolerate the intolerable..

Remember, you don't have to be an attorney, you only have to be RIGHT!.

:)..

answered Feb 28 at 17:53

Logan's gravatar image

Logan
2909

I wish I had a buck for every time I should have been both andcouldn't qualify for either one.(LOL)..

answered Feb 28 at 18:29

Elise
's gravatar image

Elise
1065

Thanks for the reply. I think I will dispute as you suggest with the CRA. My thinking is they never deleted the item when I sent them the letter from the OC. Maybe they wont delete it now. That would be a violation that I could get 1,000 for right?.

After I dispute with the CRA if they don't remove I will again dispute with the CA#2 cc'ing CA #1 if not resolved then I will sue all 3 CRA, CA #1 and CA #2. I will endure the pain in the but and insist on cash..

Sounds like a plan?.

Thanks,.

Fletch.

Exp:616, TU:590, Eq:587.

Coveting the 700 club...

answered Feb 28 at 19:21

Devin's gravatar image

Devin
967

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