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My 1st question is: Is the "Paypal" just like Discover Card and visa card? Thanks in advance for any comment. Another quick question... So Portfolio sent me a dunning yesterday on a alleged debt that was incurred last decade (and by last, I mean the 90's). I pulled my back-doors on Friday and they weren't showing up then. I know this will most likely go away with a simple FOAD letter, but it's sort of pain. I've gotta write the letter, go to the post office, etc.....



I do love how they word these though. The are trying to collect a $4500+ balance on a card that had at most a $500 limit on it. And they try to get people all excited about it..

PICK YOUR PAYMENT PLAN!.

New years are all about new beginnings, and we are committed to helping you achieve the peace of mind (oh, I've been at peace with my finances for about a year now, but thanks) that comes with having resolved your outstanding account. We have several options to fit your budget and make 2010 the year that you put this bill in your rear view mirror! (funny, I hadn't seen it any of my mirrors, windshield, etc). Of course, if I pay them right away, I can save $2700!!!!!!!!! YIPPIE!!!!!!!!!!!!!!!.

Try some other sucker Portfolio, Good Luck Losers!!!!..

asked Feb 28 at 08:11

Braxton's gravatar image

Braxton
58


Yep, although you might want to make sure and wait for another person here to confirm it as I am not completely sure. Better yet, why don't you e-mail the Discover Card guys because they can give you an answer better...

answered Feb 28 at 08:31

Elena
's gravatar image

Elena
517

It will be sent, tomorrow. Forgot to bring a CMRRR form with me to work. Thanks for the letter Bobbydebt..

answered Feb 28 at 09:50

Brooks's gravatar image

Brooks
3503

No problem! And, I wasnt even drunk when I wrote it. You should include a full C&D in it, but it's up to you...

answered Feb 28 at 11:17

Kaden's gravatar image

Kaden
4685

LOL I love it. That letter is Classic !.

Hey Portfolio ! Do me a HUGE Favor and stick this letter *&^%$*%$%.

LOL..

answered Feb 28 at 11:43

Allyson
's gravatar image

Allyson
3503

Alright, here goes............

My Address.

City, State, Zip.

Portfolio Recovery Associates.

140 Corporate Blvd..

Norfolk, VA 23502.

Re: Acct # xxxxxxxxxxxxxxxx.

CMRRR# xxxx xxxx xxxx xxxx xxxx.

Dearest Portfolio,.

I am so glad you contacted me to resolve this 10+ year old debt that may or may not be mine. As a matter of fact, I did see this debt in my rear view mirror, and it was scary. I then put my car in reverse and ran the POS over, more than once, to make sure it was dead. 5 years ago I drove by the scene of that disgusting slaughter, just to make sure the alleged debt had rotted away.

Your company should be prosecuted for "abuse of a corpse" if you are actually attempting to collect a debt that originated while C&C Music Factory was churning out hits..

Your organization must Cease and Desist all attempts to collect the above debt. Failure to comply with this request will result in me immediately filing a complaint with the Federal Trade Commission and the New York State Attorney General€™s office. I will pursue all criminal and civil claims against your company.

This alleged debt is time barred. Don€™t try anything..

Have a great 2010!.

Sincerely,.

Me.

Its going out today..

answered Feb 28 at 12:06

Jude's gravatar image

Jude
4608

Perfect ! Be sure to send any response you may receive......

answered Feb 28 at 12:40

Emilee
's gravatar image

Emilee
3938

Hey Bobby - are you available to write all of my CA correspondence? Like an independent contractor or something??.

That is a classic letter. Thanks for the early morning chuckle...

answered Feb 28 at 13:31

Celeste
's gravatar image

Celeste
3674

I would love to see whoevers face when they open this. They will probably spit out their cheetos laughing. And the "Don€™t try anything. Have a great 2010!!!" is the icing. If they have any sense of humor at all they would have a board in the lunchroom (or in some cases, their mothers dingy basements) with all the funny letters they receive from people who are on to their games..

Please let us know if their is any follow up!..

answered Feb 28 at 14:54

Kira
's gravatar image

Kira
4369

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