Of course! but... you might wanna make sure and wait for another member here to confirm my answer as I am not quite sure. Better yet, why don't you give a call to the Lending Tree guys because they can give you an answer better...

You need to treat this with a bit more caution than normal or you may end up being treated like a King by Multanomah County's Finest. Rodney King that is. (LOL) Just kidding..

Seriously though, Since a governmental body is involved I would treat this very differently. First of all you may very well have an arrest warrant out for you as well. So you need to check on that too. Do or Don't, I'd go deal directly with the county and act like you never heard a peep out of the CA. Pay the court directly and then probably leave the collector alone if you can..

If they have it on your credit report then after you have taken care of the problem demand validation and push them until you get them where you want them but remember that you are not likely to win in any of the county courts because the government will defend it's own to the death. You would have to take it to US Federal to get any where unless I miss my guess..

Normal things often don't work that well in situations like this...

Multnomah County Parking Court.

Never heard of county parking meters..

This is a new one on me..

The END ************************* LB 59..

Well, I did write a letter to Multnomah County immediately and am waiting to hear back from them as well. I asked for copies of my tickets and for any information they sent to me after the tickets were issued..

If I ever received a parking ticket (which I have) I have ALWAYS made sure that I paid them, simply because I was arrested once (way back in my late teens) for unpaid parking tickets, so believe me, I know the seriousness of tickets. I really do not believe I have any unpaid parking tickets, although the city believes I do - they say I have 5 - which I am contesting, especially since I have lived at my address for the past 4 years and have never received a notice stating I have unpaids. I think they lost my payments, if anything, but these are from 1997, and 1998, so I would have to pull my bank records from that far back to show proof. the cost is incredible compared to what they want to charge me - 56.00..

However, this has nothing to do with the fact that the CA in question is reporting to the CRAs without validation. So - I am disputing the CRA tradeline while within my 30 days. If they do not provide validation and I have disputed with the CA, they are not supposed to respond positively to the CRA, right? I have to sit down again and read the FDCPA and mainly the FCRA..

So I think then I have them for verifying a non-validated debt, and for trying to collect on a non-validated debt..

Am I missing something? Please let me know.

Thanks!..

Am I missing something? SOUNDS ABOUT RITE TO ME..

Maybe the CA will end up paying this for you yet...

Okay, I sat down and read the FDCPA again today, and it reads as follows....

(b) Disputed debts.

If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) of this section that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or a copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector..

So it looks as though they did send me the name and address of the original creditor. Is this all they are obliged to do? I am confused, I always thought that validation was supposed to be sent by the CA, bt it looks like they can flip it back to the original creditor? Or am I reading the wrong?..

I have seen varying court rulings on this matter..

I tend to look at it from a standpoint of what is supposed to be stated in the initial contact letter normally received from a collector..

I may or may not be either right or wrong, but I tend to think that I have a right to my personal opinion although of late I am beginning to suspect that may or may not be the case...