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First of all Im from IRANhow cani have VISA or Discover Card ? Hoping for any comment. 2nd question I got is.. I couldn't resist to apply for USAA credit cards and I went to apply. I entered annual income and didn't need anything. It came back to ask for personal info like (what card did or do you own and where did you live ten last years. After that , it came back with the following messages:.

Congratulations Ron, you're approved!.

You've been approved for a USAA Total Rewards World MasterCard. Please review your summary and find out what happens next..

Approved Credit Limit $14,400.00.

Current APRs.

Purchase APR.

8.9% (Variable Rate).

Cash Advance and Balance Transfer APR.

8.9% (Variable Rate).

Shipping Method Regular Mail ... $0.00.

Allow 7 to 10 business days for delivery..

I don't know where thy pulled. No more apps!!!.

Thanks to Coco, Trev and other CBers..

Ron..

This post has been edited by.

Ron1.

: 09 January 2010 - 06:12 PM..

asked Mar 04 at 13:49

Grant's gravatar image

Grant
52


That's a good question. I'm not sure what is the answer to your question. I'll do some investigation and get back to you if I bump into an good answer. You should email the people at Discover Card as they probably can help you..

answered Mar 04 at 13:51

Briana
's gravatar image

Briana
1586

Cocomad,.

Thanks for your help. I thought they weren't going to approve it. I was shocked when it screen came back with approval message..

Ron...

answered Mar 04 at 14:26

Ashlynn
's gravatar image

Ashlynn
1718

Thanks!!!I was stunned too.

I almost fell out off the chair..

Ron..

This post has been edited by.

Ron1.

: 09 January 2010 - 06:19 PM..

answered Mar 04 at 15:53

Parker's gravatar image

Parker
2111

Ron, you are welcome. They will give you a generous CLI after about 4 to 6 months, unless they have changed the rules...

answered Mar 04 at 16:53

Caden's gravatar image

Caden
35

Was told today accounts must be open 180 days before consideration of cli's..

answered Mar 04 at 18:11

Guadalupe
's gravatar image

Guadalupe
485

Gratz..

They gave me a starter limit, I can't wait for a cli...

answered Mar 04 at 18:44

Tucker's gravatar image

Tucker
3671

Thanks Again, Cocomad. I'm going to take good care of it. As soon as I paid, I'm going to close all BofA Discover credit card accounts. Bye!! Bye!! Bank oFAmerica..

Ron...

answered Mar 04 at 20:14

Erik's gravatar image

Erik
4448

It already show up on the main page. Nice!!!.

Ron...

answered Mar 04 at 20:52

Bianca
's gravatar image

Bianca
1002

Nice Congrats, that one is on my last list for later this year...

answered Mar 04 at 21:58

Tanner's gravatar image

Tanner
3259

Congrats! First you had 45435 CLI's and now this..

answered Mar 04 at 23:11

Heaven
's gravatar image

Heaven
3034

Congrats Ron!!!.

I like all the congrats I've been giving to approvals being posted on here, today. Definitely a great trend..

This post has been edited by.

TangMeister.

: 10 January 2010 - 12:56 AM..

answered Mar 05 at 00:26

Sofia
's gravatar image

Sofia
3771

Congrats! Lets hope we keep seeing more approvals like these this year...

answered Mar 05 at 00:36

Ryker's gravatar image

Ryker
1895

I think it is much easier to get approved this year compared to last year..

Ron...

answered Mar 05 at 00:39

Javon's gravatar image

Javon
633

Sorry I missed this post Ron. Big congrats to you!.

I might join them now, A friend of mines just joined, and she sent me an invite...

answered Mar 05 at 01:41

Brynn
's gravatar image

Brynn
3376

Thanks to you all..

Ron..

This post has been edited by.

Ron1.

: 11 January 2010 - 09:59 AM..

answered Mar 05 at 03:05

Maria
's gravatar image

Maria
729

I'm working on joining USAA now too. My dad was in the military, so he just joined and is getting an insurance policy so that I will be able to join and get full access to everything. Looking forward to it...

answered Mar 05 at 03:41

London
's gravatar image

London
187

Lynn37,.

Congrats on your new house and apps spree!!!.

Ron...

answered Mar 05 at 05:03

Evelyn
's gravatar image

Evelyn
1728

I finally got my USAA World Discover Card with 8.9% APR from the mail today. I haven't activated the card yet. I don't see any change of mind. It said it is Total Rewards World Discover Card as they promised..

Ron...

answered Mar 05 at 05:48

Nia
's gravatar image

Nia
4258

Congrats also, very nice limit and nice to hear about the CLIs at 6 months too..

Does anyone have any experience with CLI's from them?..

answered Mar 05 at 06:49

Daniela
's gravatar image

Daniela
2375

They took the CLI increase button off their site a long time ago and now they say all CLIs are automatic. You can call and request a CLI, but they generally will tell you that you need to have been using the card for at least 6 months..

After I had opened an AmEx and MC with them a while back, one day at about the 7 month mark they just out of the blue asked me if I was satisfied with my AmEx limit. I told them it wasn't bad (already $25k) and they said they could add another $5k to it. I probably could have pushed them up, but I didn't. I did ask them how about my MC. She said they'd CLI that up $5k as well..

I think the higher your limit the smaller percentage wise the increases. I have heard of some pretty large increases from lower limits...

answered Mar 05 at 08:17

Cash's gravatar image

Cash
1276

Thanks, I may try to ask fro CLI after six months. I always wanted to get this card..

Ron...

answered Mar 05 at 09:55

Vivian
's gravatar image

Vivian
4692

Does USAA serves the entire U.S.A?.

Out of curiosity, how high/low is the starter limit?..

answered Mar 05 at 10:14

Jakob's gravatar image

Jakob
3759

As long as you are a member, they serve the entire world...

answered Mar 05 at 10:53

Janiyah
's gravatar image

Janiyah
586

Congrats!! Today must be a good day for USAA.

(jealous of your CL but my new one is way beyond what I ever expected)..

answered Mar 05 at 11:35

Marlee
's gravatar image

Marlee
2449

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