Want the latest LendingTree Deals?

Just enter your email address below and we'll send you secret LendingTree deals every month.
Email

Got a quick question: How to get home Lending Tree mortgage after bankruptcy? Hoping for any response. Another question I got... AMEN TO THAT!!!.

Credit needs to be treated like a loaded gun - handled with extreme care. Otherwise, it's fun to compare people's "guns"..

I'm actually trying to get rid of most of my credit cards because I see available credit as money I can/should use on whatever I see can be purchased and want. That's not good for me, so I'm cutting my limits as I pay them down. I'll keep my oldest card, but my debt has gone out of control BECAUSE of having too much available credit...

asked Mar 07 at 18:28

Chance's gravatar image

Chance
29


I'm stumped. I'm not so sure what is the right answer to your question. I'll do some poking around and get back to you if I bump into an anything. You should email the people at Lending Tree as they probably could answer your Lending Tree question..

answered Mar 07 at 18:41

Esther
's gravatar image

Esther
2912

I HAVE FOUND THAT HIGH LIMITS CAN BE USED AGAINST YOU!!!.

Even though I NEVER have "MAXED" out all my cards (at the same time)...I could choose to, SO CREDIT CARD COMPANIES THINK!!!.

24+ years of HISTORY is NOT good enough...some creditors think I would do it anyway!!!..

answered Mar 07 at 20:13

Jayce's gravatar image

Jayce
3382

Funny, I think the same thing about you. And BTW, Wolverine topped it so you really aren't "all that"...

answered Mar 07 at 20:52

Bryan's gravatar image

Bryan
1405

I have had some of the same experiences, but it's usually with second tier companies..

The nice thing about having this much credit is that you don't really need any more. Plus, if you have most of the major players covered, Citi, AMEX, FUSA, MBNA, etc... you rarely miss out on the great bt offers..

I'm in a position now where I shouldn't have to apply for any credit for a long long time except maybe a refi once in a while. Of course that means no more trips to the mail box looking for that fat envelope from South Dakota, but life goes on...

answered Mar 07 at 21:47

Cassidy
's gravatar image

Cassidy
4755

I just want to know why would someone need so much in credit lines? What is the purpose?..

answered Mar 07 at 23:03

Keith's gravatar image

Keith
2162

(Swaggers into room...throws single card on table).

Household Mastercard. $300.00 limit!.

Total of all credit lines: $300.00.

Sigh....

Somehow, I don't think that they worry about me suddenly maxing out my card..

Radi8..

answered Mar 07 at 23:54

Uriel's gravatar image

Uriel
2433

If you have ONE CARD @ 5.99% with $5,000 on it and they "JACK" you to 29.99% WHAT ARE YOU GONNA' DO???.

I would just BT that card gone in about 72 hours or less...and close it!!!.

FIRST USA did that to me for NO REASON!!! "JACKED" me to 22.49%~~~I JACKED THEM BACK AND CLOSED (AND PAID IN FULL) OUR ENTIRE FIRST USA PORTFOLIO OF ABOUT $78,000 FOR 3 CARDS....

I currently PAY IN FULL above 5.90%...DISCOVERCARD (5.90% is my highest) will be paid off this week or next and I will have to try for something lower....

INTEREST RATES I PAY 0.00% to 5.90% AIN'T BAD!!!.

BofA will DROP to 4.25% next bill (DECEMBER).....

answered Mar 08 at 00:18

Axel's gravatar image

Axel
3936

I am glad I don't. I would be dead meat. I have 6 cards with a total of about 18,500 available. That is plenty for me, maybe to much...

answered Mar 08 at 01:13

Jasmin
's gravatar image

Jasmin
745

I don't "need" it, but it's nice to have and it helps me sleep better at night knowing that I have a lot of financial flexibility. As George mentioned, you really don't have to take any crap from anyone because you have so many options. And the majority of my cards have no fee or low fees, so it doesn't hurt any to have the cards resting in the old sock drawer...

answered Mar 08 at 02:00

Serenity
's gravatar image

Serenity
3014

George,.

I definitely hear what you are saying about having the flexibility to move one credit card to another if the need should arise. I'm just curious as to why some have credit lines over $100,000. It just seems really excessive...

answered Mar 08 at 02:25

Kate
's gravatar image

Kate
307

Some make and spend far more than others. It is all relative...

answered Mar 08 at 03:08

Nadia
's gravatar image

Nadia
3061

BECAUSE I CAN....

:).

AT ONE TIME...LONG AGO...I HAD ALMOST $200,000 WITH-OUT MY WIFE....

I use credit to MY advantage.....

answered Mar 08 at 04:28

Eduardo's gravatar image

Eduardo
1385

Quote:.

Originally posted by christi523.

George,.

I definitely hear what you are saying about having the flexibility to move one credit card to another if the need should arise. I'm just curious as to why some have credit lines over $100,000. It just seems really excessive..

Can never tell when one might be siezed by the urge to charge a house!..

answered Mar 08 at 05:29

Jaxson's gravatar image

Jaxson
806

IT CAN BE DONE!!!.

When.

Www.cardtrak.com.

Had a "BB" there was a guy that actually used his AMEX GOLD CARD or AMEX PLATINUM CARD to buy a house...HE GOT TONS OF POINTS!!!.

I WOULD IF I COULD ALSO...but it would be hard when my highest limit isn't even $40,000!!!.

I gotta' lot of work to do!!!..

answered Mar 08 at 06:20

Jordyn
's gravatar image

Jordyn
3332

Because so many people that come to the board can't even get a Target Guest card, and when their credit gets better it's like a ego/reward thing. Charlie..

answered Mar 08 at 07:46

Violet
's gravatar image

Violet
4927

Thank you. That was the sort of candour I was after. No I am not a wanker but I am pleased to hear someone else knows the term..

JP..

answered Mar 08 at 09:14

Jadyn
's gravatar image

Jadyn
3491

I take my hat off to you. You win! That is better than I can do how long did it take you to get all those?.

John..

answered Mar 08 at 09:19

Katherine
's gravatar image

Katherine
853

Didn't Mark Cuban, Dallas Mavericks owner, break 2 world records by using the internet to make the largest online purchase and use a CC to pay for it. I may be wrong, but I know that he bought a Gulfstream jet for 55 million and I think he used an AMEX to pay for it. I think that Mark Cuban is awesome. He throws some temper tantrums, but he is a real fan. Charlie..

answered Mar 08 at 10:48

Taylor's gravatar image

Taylor
2793

Your answer
toggle preview

Follow this question

By Email:

Once you sign in you will be able to subscribe for any updates here

By RSS:

Answers

Answers and Comments

Markdown Basics

  • *italic* or __italic__
  • **bold** or __bold__
  • link:[text](http://url.com/ "title")
  • image?![alt text](/path/img.jpg "title")
  • numbered list: 1. Foo 2. Bar
  • to add a line break simply add two spaces to where you would like the new line to be.
  • basic HTML tags are also supported

powered by OSQA