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First question I have is How much more are taxes on top of a Lending Tree mortgage? Looking forward for any response. Second question of mine... [Note: I am posting this under a different name because management curtailed access to my (pbm) account somewhat unexpectedly on November 15, which also explains the conspicuous absence of your humble behind-the-scenes moderator in recent weeks. ;-) I am not sure whether management objects to my posting so if you read this please make a mental note and let others know I bid farewell in the event this post is pulled. -pbm]. |
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Hmm... I need to find out myself. I don't know what is the answer to that question. I'll do some research and get back to you if I got an answer. You should email the people at Lending Tree as they probably could help you..
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Dear drmgrl, George,.
I realize it's a tough sell considering the history of impersonations on the board, and I should have considered that possibility prior to posting.. Perhaps this will help. I've only ever spoken to two members by phone: PsycDoc (twice or three times) and dogman (once.) Either one will be able to confirm. (And if you do mention it to PsycDoc, kindly remind him he never returned my last call. :-). Of course, there is also an irony here: after having been mistaken for PsycDoc, Breeze, and numerous others I now face the formidable task of proving my own identity as PBM, lol. I don't blame anyone for sharing your dubiety though. It's a defense mechanism we've had to develop in response to the sabotage efforts over the years.. Best Regards,. -pbm.. |
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Well, I would guess, if it is not for real, pbm will soon post a response and close the thread. This certainly would explain the conspicuous absence of pbm on certain threads that were BEGGING to be closed. Anyway, if it is true... the original pbm will be truly missed here...
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I believe it. Thanks for the good work. Best of luck..
We will miss you.. Www.creditsense.com.. |
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PBM.....You will be missed!.
Good luck to you and your future plans!.. |
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Congratulations on a job well done. Hopefully, all good things DO NOT come to an end. Best of luck with your future endeavors...
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PBM,.
You will be missed. Thanks for your invaluable contributions in the year since the DemPooches family discovered CN.. Your discernment is admirable. You'll be a hard act to follow.. Just one question out of pure curiosity. I'm sure you wouldn't tell us who and I really wouldn't expect you to, but I wondered...have you been a regular poster here under another name that most of us newer members would probably know?. All the best to you and your family.. DemPooches.. |
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We thank you pbm for your tireless work and dedication throughout the years. I hope your current relations with management haven't soured to the point where they remove your posts..
Saar.. |
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PBM,.
The words "thank you" cannot fully express my gratitude to you for your tireless moderating of this board.. I have always believed that the "attitude" or "mission" of a community begins at the top. You were obviously dedicated to consumer solidarity, truth, and "power to the people". And because you were dedicated to these principles, your management style attracted posters of like mind.. So, thank you, THANK YOU, for managing a board that changed my financial life.. [i]sob...[/b]. I wish you well in your future endeavors..... |
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You will DEFINITELY be missed. Thank you very much for all your hard work monitoring and keeping this board productive for all..
I really hate to see you go, but understand and wish you all the best in your future endeavors. :-).. |
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If it would help, I could host this board on my forums... we use the same technology and we use the newer version which is easier to search with.
Just let me know. We could get another domain name too if needed... |
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I totally agree with this post and wanna add:.
Thank you for managing a board that changed my. E N T I R E. Life... |
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PBM,.
You will be missed, I've been lerking on this board since it was a text-based version. Thanks for keeping it going for so long.. JP.. |
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Well, PBM, I just wanted to be sure it wasn't a hoax. I guess I was in denial. In the short time that I have been here, I have found you to be a most formidable host. You will be missed much and I wish you the best always...
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PeeBeeEm...
This board has been my Hitchhiker's Guide of credit. Kudos to a man who knows the answer to everything is 42. JohnM.. |
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My heart sank when I read the title of this topic. PBM, I have often (too silently) marvelled at your consistency and dedication in monitoring this board. It was very easy to see that besides it being your professional endeavor, you were on a personal mission to raise and keep this forum at the highest standards..
To that end I want you know that you have been the Standard Bearer of forum monitors all across the internet. With your guidance, help, protection, etc., this forum has indeed changed my life tenfold.. No longer am I an ignoramus; you have caused me to be lifted into the light about my personal credit.. I want you to know that I and everyone here have felt you benevolent presence and benefitted from it.. And so with heavy hearts, we bid you adieu, farewell, Godspeed.. (p.s. I've just added your new email address to my personal contacts list. Expect to hear from me often!).. |
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PBM.
Please allow me to also include my kudos to you for a superb job, well done. You will most definately be missed and while there most likely will be a replacement, that person will not be you.. Just remember, that while this phase of your journey may be over, it is just a phase. And may your journey be long and prosperous.. Enjoy the rest and your children, you deserve both.. Fla-tan.. |
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Good luck and thanks for a job well done. I hope you continue to remain a member of the community you worked so hard to build..
Gib.. |
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Heartfelt wishes for continued success and good health. Your expertise will be missed..
However, if there is a new moderator, why wasn't he or she man or woman enough to bid you farewell and introduce themselves.. Smells fishy... |
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PBM,.
Thank you for your all your efforts and hard work. You are Mr. Credit Net!. May God Bless you and your family... |
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PBM, we will all miss you! You have been an invaluable asset to this board and provided the direction and management that has been essential to it's success. I can only hope your successor does the same. I also hope you come back and visit with us from time to time! I'm sure everyone would enjoy to mingle with you on here. Good luck with your future plans, thank you for your excellent handling of CreditNet, and god bless..
-Matt.. |
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PBM<.
This is truly a sad day in Creditnet history!! You will definitely be missed. You and I have talked by email several times over the past couple of years and I have enjoyed it. I want to thank you again for saving me when no one believed my Trans Union story last year.. Your control in moderating this board is the standard to which all other PBM's should aspire!. Several of us have wondered where you were lately as our alerts to pbm have been unanswered lately. We were hoping you were on vacation.. Thanks again for a job well done and best wishes to you and your family. Hope to see you posting!!.. |
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PBM,.
I haven't been a member of this community for very long, but have read alot of threads, both new and old. I have been extremely impressed at both the superb quality of this board and your complete fairness. Kudos to you for your accomplishments.. Bless you and your family. Enjoy them, the time goes to fast. Good luck in your future endeavors. Thank you for your time and hard work... |
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Wow,.
I feel like someone just slapped me... PBM, you will surely be missed!! No doubt, this(your) website is something to be proud of... |
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Ack, well I can confirm this is real. Only pbm would have known that I didn't return that last call. Somehow I had intended on doing so but let it slip! In any event, this is the real guy. pbm: I will send you an email; please treat me better than I treated you, lol! Hey, I didn't realize dogman had the honor of speaking with you as well, ahem I thought I enjoyed that distinction. :) You will be greatly missed..
Doc.. |
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I'm sorry to see you go as well!! I've only posted a couple of times but I feel like a family amongst all the creditnetters. Hopefully everything goes well with your family and home..
Please keep in touch with the board so we know how you're doing. You will be greatly missed :(. Janet.. |
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Please allow me to jump in here and say thank you for all of your hard work. What you have done here has truly changed many of our lives. We will forever be in your debt. I wish you well in your future endeavors. Thank you so much!!..
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According to the record the last post by pbm was on 11//14/2 so how can this be the real one?..
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[Note: I am posting this under a different name because management curtailed access to my (pbm) account somewhat unexpectedly on November 15, which also explains the conspicuous absence of your humble behind-the-scenes moderator in recent weeks. ;-) I am not sure whether management objects to my posting so if you read this please make a mental note and let others know I bid farewell in the event this post is pulled. -pbm].
Umm, did you read this part?.. |
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READ THE POST. IF YOU DIDN'T UNDERSTAND IT, READ IT AGAIN. (sorry George)..
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Oh great !!!! :(.
PBM, you'll be sorely missed around here. Best of luck to you and loved ones in your future endeavors.. I'm very concerned at this point that the board will lack the fairness and attention of a PBM quality moderator. It's obvious to me now that whomever has stepped into those shoes is woefully inadequate by comparison. There have been many instances since 11/15/02, where the fair and benevolent hand of PBM has been badly needed but conspicuously absent. This is the first step to the boards downfall.. I hate to be a naysayer guy's, but this new "moderator" may not be up to the job. A dreadful problem that, if you think about it, has already manifested itself rather eloquently.. I feel like I've been kicked in the crotch.. :(.. |
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PBM,.
This board wouldn't be what it is without you. You're the reason it's so successful so I hope that mgmt of yours realizes that. You'll forever be OUR PBM and where ever you end up (who knows? maybe your own board?)...you KNOW we'd follow..... We wish you many great things in your life from here on out. May you and your family have a great future in your new home. We know things have to change sometimes, so we just have to accept it however grudgeingly even if it makes us a little blue. <sob!>. You are missed a million times over already.. Signed, another creditnetter with a sinking heart... Newstdt.. |
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PBM,.
Let me suffice with heartfelt thanks for all your efforts. This board has been my saviour and without you I don't believe this board would be what it is.. Good luck in the future... |
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Unfortunately, I agree. And, I can say that the new moderator is NOT doing his job. No alerts to him./her have been answered. I see the trolls running amok, and ruining what PBM has worked to build. It is a sad creditnet day in more ways than one. I'll stick around for awhile, but if the lack of response I have already seen is any indication of things to come, I won't stay...
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Maybe there is no one to fill his job yet?.
I hope that is the case.. Creditnet must never die... |
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Yea, that's what I think. Mommy and daddy are asleep, and we've been left to ourselves. But some of us aren't behaving...
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PBM,.
Your efforts to maintain this board have been greatly appreciated. You have done a marvelous job.. As seen by this thread, you will be sorely missed. It is my hope that MGT finds someone with the passion you have had as not only a moderator but a member of our community.. Whatever your endeavours (family and/or business) I wish you all the best and much success in your future aspirations. Keep in touch, we need as many new homeowners as older and future ones.. Good luck and as always, PEACE, Dave... |
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PBM,.
I know I for one am extremely grateful for what you and this board have given me and my mother. You will be missed.. PS Don't be a stranger...come by and surprise us sometime!. Trina.. |
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Sorry to hear you're leaving PBM. Thanks for all your help and best of luck to you....
GT.. |
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I am without words. This board has been a beacon of light for me in the midst of what I thought was hopeless. I can't say "thank you" enough for your contribution to making this community possible..
All the best to you PBM and may the future contain all the desires of your heart.. Hermit.. |
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You ran the best and most active credit board I've ever seen, and believe me I looked a long time before landing here..
You have done a great job and I thank you for it. The job wasn't always easy, but you did it with class. Thanks and good luck to you!.. |
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WowOwowwwwwwwww PBM,.
I'm a touchy-feely kinda person, so I'll go for the hugs!. (((((((((((((((((PBM)))))))))))))))). It's not often that I am at a loss for words; however, I am now. I wish you only the best, wherever your passions may take you. And, I believe you'll go wherever you like.. Your discernment, wisdom, wit and class have been sincerely appreciated. Don't doubt that this board has changed people's lives for the better, including my own and that of my family. Thank you, truly, for your part in making that happen.. I do hope you won't be a stranger :-) It surely won't be the same without you.. Sassy.. |
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PBM and I did indeed talk..
Let me give you a scenario:. Internet free speech is an assumed right. People can say what they want - it does not guarantee the information to be right or wrong.. People can post about anything they want - sometimes there are possible consequences.. IF you look at porn, it is your right.. If you post your opinion about a specific company,. It is your right. BUT, it could also be that a company may not like the posts. They know they cannot nail. The user describing the factual situation.. A company legal group might talk with the BOARD. Moderator, as an option, and talk about possible bad consequences for allowing negative factual posts. To continued to be posted.. The moderator has two choices:. True Freedom of speech - unproven in internet law -. Let the user continue the factual posting of events.. A safer choice would be to always avoid any litigation threat, by merely forcing the user to be quiet or be gone.. PBM continued to run my posts.. I never respected anybody more on principle than PBM.. The lawyers went away - Dogman.. |
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Thank you all for your kind comments and positive feedback. I especially appreciate the remarks portraying me as a "fair" moderator since that was an angle I strove for consciously and continuously. At times it was difficult, and I made my share of enemies. But I have no regrets about what we have accomplished..
One poster asked whether there was ever a time I posted under a different username. The answer is yes, approximately three years ago. I posted a handful of messages under a name so generic I can no longer recall what it was. The purpose was to "plant" an identity I could use to engage Bobby in conversation to help draw him out. However, soon thereafter we migrated to the vBulletin software which introduced some new features and tools that made my alternate identity superfluous. Since then I have posted as PBM only.. Sincerely,. -pbm.. |
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{with mouth open........and feeling of loss.......I begin to say}.
Redundantly,. PBM, Thank you, Thank You, Thank You, Thank You. However, I know there has to bigger and brighter for you. You have done an EXCELLENT job with the board. Please do keep in touch with the board.. Best Wishes,. Tea.. |
