My first question is How do you draw a contract up for a Lending Tree mortgage? Thanks in advance for any answer. Another question on my mind: I just got off the phone with a rep. She said they are not going to report to Equifax or Transunion anymore. They are only reporting to Experian but of course they have all disappeared. She is supposed to add mine back on..

She also said they will not be updating the Equifax listings anymore. They will stay as they are until it's time to remove them. They are not going to remove them I guess. She said it will stay 5-7 years, of course they don't know it's 10 years if it's a positive tradelines. I wonder if you can dispute them off? I didn't think to ask that. I guess they will no longer be verifying then too?.

I asked her "why"? She said this is something the company has just decided to do. I'd really like to know the real reason why!.

So I guess you are in luck if you have bad student loans on TU or Exp. It really sucks if you lose 7 old installment tradelines that have been there for over 6 years! And will never be updated or put back on...