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Got a quick question: How do I succeed at becoming a Lending Tree mortgage broker in Toronto? Hoping for any answer. Another question I got... If you been following my saga...I had every derog removed and was able to get a great Lending Tree mortgage last month. So just for kicks I thought I'd go ahead and get a better cc to do a bt to get rid of my high interest rate providian cards. I get the rejection letter!. |
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I would like to know the answer too. Anyone here know what is the right answer to your question. I'll do some investigation and get back to you if I got an anything. You should email the people at Lending Tree as they probably could give you help..
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Congrats on the mortgage. Wish I could get even a one week window :(..
Seems like this is the latest of Gulf States tricks, from what I have been reading. Luckily, I am not dealing with them right nowknocking on wood... |
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I have the ca letter for the medical one right here. it is dated on the letter as 10/22, I called and paid 10/29. It says that it was scheduled to be reported as an unpaid collection. I got it and paid it right away. Is there supposed to be some kind of timeframe? It was scheduled to be reported, I called and paid it. why was it not 'unscheduled'?..
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Many times, lack of communication is the problem. Sometimes, if you put your "nice" hat on, you can talk with the medical people and have them correct what has resulted from this lack of communication. Call them, or better yet, go down there and speak with the billing person. Show her on your cr where they are showing up, show her the CA letter and show her that you paid. I think you have 30 days from receiving the first letter (assuming this is the first) to either pay or dispute without it showing up on cr. Anyhow, tell her it is a big misunderstanding and that you did pay it.
Tell her you were told they "would take care of it" but, you would like a cancellation letter to forward yourself because it removes things quicker. SHE doesn't know you just bought a house. Tell her you are closing on your house and this $10 thing will be a problem. Just some ideas.. I contacted an oc re: a paid collection. Had the "nice" hat on and she issues cancellationletter on the spot. Good luck!. Nikki. EQ 653 12/02. TU 550 01/03 FACO. TU 605 01/03 FICO. EX 633 01/03.. |
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I just talked to CA lady. She says that I paid it well within the 30 days. She had a hard time believing that it was on my credit report. She says they dont even report on amounts that small (it was $10). I assured her that there is a paid collection for $10 on my experian report. She seemed baffled.
What a mess! it never ends... |
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Actually, it's against the law for a CRA reinsert something they've previously deleted without notifying you..
Basically, they deleted these items and sent you a letter to confirm they've deleted them, right? Well, they needed to send you a letter within 5 days of reinsertion. If you didn't get anything from them, then they're in violation... |
