Of course! but you might want to make sure and wait for another commenter to confirm it as I am unsure. Better yet, why don't you call the Discover Card guys because they can answer you better...

When one dies and there is no "ESTATE" they can't collect from the "ESTATE".

...and they can't bill the people who didn't get anything from the broke "ESTATE".

This post has been edited by GEORGE: 30 January 2010 - 02:19 AM..

The amount is $4500.

I won't berate my mother for not paying (with Discover card) off a Discover card after losing her soul mate. She was devastated during that time period and I doubt her mind was on paying (with Discover card) off his credit card. I'm not saying she shouldn't have been looking out for her own security but I can't fault her for it...

I thought only so much time could pass before you couldn't file against an estate. My father died almost 5 years ago...

While sending them a FOAD letter will take care of the problem for you........

I would;.

Review Texas (? does your mom reside in texas? ) probate code.

Ask the estate attorney if you had one, whether this debt was included.

And ask Mom whether she was an AU,.

And made any charges on the account before or after your fathers death.

How long ago did your father pass away?..

ICANHASMUNY,.

OP Just posted 5years..

I've always heard Clark Howard tell someone to tell the CA/and or Oc that the person died and left no estate(If there wasn't money left in the estate). When this question would come up now and then..

This post has been edited by beli: 30 January 2010 - 08:53 AM..

Sorry, don't know what the "forum spek" is, I was posting and researching and walked away to get some more coffee.......have a smoke, so the new message wasn't on the board when I replied.....

FOAD & cease and desist, and they better not have this on your reports..

& tell them if they need to verify the fathers death,.

They can look it up in public records themselves you are under no obligation to supply this to them...

These are good questions to ask. My mother actually lives here in FL. My folks retired out here and I had just moved out here to attend grad school so I wasn't too far away to help her out..

I posed your questions to her and she said the card wasn't included in the estate but it was NEVER used after his passing.

I'm going to draft a FOAD letter to these idiots and use all the key points ya'll made. As I said before, after my father's passing, some of his TLs found their way onto my report and it was a hassle getting them off. As far as probate law goes, I think my mother is in the clear on that one...

Http://www.leg.state.fl.us/STATUTES/index....%20702#0733.702.

ESTATES AND TRUSTSChapter 733PROBATE CODE: ADMINISTRATION OF ESTATES.

733.701 Notifying creditors.Unless creditors' claims are otherwise barred by s. 733.710, every personal representative shall cause notice to creditors to be published and served under s. 733.212.

ESTATES AND TRUSTSChapter 733.

PROBATE CODE: ADMINISTRATION OF ESTATES.

733.710 Limitations on claims against estates. (1) Notwithstanding any other provision of the code, 2 years after the death of a person, neither the decedent's estate, the personal representative, if any, nor the beneficiaries shall be liable for any claim or cause of action against the decedent, whether or not letters of administration have been issued, except as provided in this section. (2) This section shall not apply to a creditor who has filed a claim pursuant to s. 733.702 within 2 years after the person's death, and whose claim has not been paid or otherwise disposed of pursuant to s. 733.705...

Good, so she's in the clear on this one. Thanks for the information. It was most helpful!!.

I'm still sending a FOAD letter. If these bastards so much as sniff my CR, I'm filing suit...