Do you have a priceless habit that qualifies as a "Discover Card Moment"?

My question is Do you have a priceless habit that qualifies as a "Discover Card Moment"? Thanks in advance for any comment. My 2nd question... Hi,.

I received a preapproved WalMart Discover upgrade from the WalMart store card that others have mentioned here. I took it. There was no hard pull and it increased my credit with them from $800 to $2000..

On my credit report, my old account is listed like this:.

Account No.: 6**** Add Experian report Add Equifax report.

Condition: Closed (Transferred).

Balance: $0.

Type: Charge account.

Pay Status: Current.

My new account, like this:.

Account No.: 6**** Add Experian report Add Equifax report.

Condition: Open.

Balance: $311.

Type: Credit Card.

Pay Status: Current.

Ouch. Not only will that bring my average age of accounts down but I am rebuilding after BK and WalMart was my first card. All my previous cards that I had during the BK (in late 2005) are cancelled..

Can I bug WalMart about reporting the new card with the old age or anything??.

I wish I had made different credit rebuilder choices for my first cards. They are all going to have very short histories..

First I did WalMart. It was my oldest current line at about 2 years. Now closed/transferred..

Then I did Wamu. When Chase got ahold of WaMu, they cancelled me so it's now closed..

Then I did Hooters. It was no AF and a low interest rate. Now they just ratejacked. Its a high rate PLUS an annual fee with the recent changes and I intend to close it..

Discover Card

asked Mar 04 at 13:45

Camron
10●2

9 Answers:

oldest newest most voted

0	I would like to know the answer too. Anyone here know what is the answer. I'll do some poking around and get back to you if I find an good answer. You should email the people at Discover Card as they probably could give you an answer.. answered Mar 04 at 14:36 Priscilla 336●9

I searched here and someone else mentioned getting a CLI on a WM Discover card. The post said they requested a CLI and it was denied. Then they received one automatically a month later..

Maybe they don't do the automatic 4 month system store cards do but they do CLI?.

I know in my WM Discover account I still see the request line increase section but I'm too new to try it...

answered Mar 04 at 15:14

Andrew
255●7

I've heard of discover doing every 6 months, sometimes 12 months.. than every 6 months, if you use it often, pay alot...

Now I hear walmart is automaticlly, well any GE money bank, like Jcpenny, carecredit.. I have all of the accounts next month I will hit four months on a lot of them, I used my wally world card a ton over 1200$ charged in two months.. nice start limit of $800, If I get invited for the discover I will turn it down, they never liked me before, so I'm never going to apply for them again, even If I'm preapproved.. brings down age, and other factors... I have enough mastercards too...

I would suggest applying for a Paypal mastercard, if you don't get approved you get the Buyer credit which is the same as the mastercard, I got a nice limit of $900, *hopes for a auto increase* they are also GE money bank.

Only thing I don't like about wally is the slow delay of posting your credi you should have due...

answered Mar 04 at 16:45

Allie
152●9

TTT.

I'm interested as well, since I have the Walmart store card (very new) and hope to get the Walmart Discover upgrade preapproval sometime in 2010.

..

Also, even though the Walmart Discover card is accepted anywhere that takes Discover cards and has the Discover logo on it, the card is provided by GE Money Bank and the Discover usage is simply licensed from Discover (unlike virtually every other Discover-branded card, which is serviced by Discover bank), much like VISA and Discover Card credit cards are provided by financial institutions other than VISA and MasterCard. The posts in this thread aren't answering OP's question and most are talking like the Walmart card is provided by Discover...

answered Mar 04 at 17:29

Sawyer
477●1

GE MONEY BANK ISSUES AND SERVICES THE CARD.

The only thing relating to.

DISCOVER.

Is it authoizes sales on the.

DISCOVER NETWORK.

...and their name is on the card.

GE MONEY BANK makes the call other-wise everything related to it's use.

This post has been edited by.

GEORGE.

: 13 January 2010 - 11:59 PM..

answered Mar 04 at 17:44

Jaylin
69●7

0	George (or anyone else that has had a WM Discover):. Does GE Money Bank allow for a pretty easy CLI every 4 months on the WM Discover as they do on the WM store card?.. answered Mar 04 at 18:39 Drew 241●9

0	Mine is closed after I got a. 94.25% CLD. (never got a CLI). I still have the original. WALMART STORE CARD. Less than $1,500>$4,000+.. answered Mar 04 at 19:56 Emily 189●5

0	How long did you all have the store card until the upgrade offer came along?.. answered Mar 04 at 20:55 Jayce 166●3

0	I think most people are saying 12 months, but I am not one of those people that received the offer. ... answered Mar 04 at 22:13 Nehemiah 468●9

0	You have to be a bigger spender, and pay in full alot in order to get the discover and have a fico score of at least 720 or don't even bother waiting... answered Mar 04 at 23:22 Kayden 419●2

Your answer

toggle preview

community wiki

Follow this question

By Email:

Once you sign in you will be able to subscribe for any updates here

By RSS:

Answers

Answers and Comments

Markdown Basics

*italic* or __italic__
**bold** or __bold__
link:[text](http://url.com/ "title")
image?![alt text](/path/img.jpg "title")
numbered list: 1. Foo 2. Bar
to add a line break simply add two spaces to where you would like the new line to be.
basic HTML tags are also supported

Do you have a priceless habit that qualifies as a "Discover Card Moment"?

Follow this question

Tags

Related questions

Do you have a priceless habit that qualifies as a "Discover Card Moment"?

Want the latest Discover Card Deals?

Follow this question

Tags

Related questions