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My question is Discover Card Phone scam is anyone getting these annoying calls? how to stop them.? Thanks in advance for any answer or 2. Another quick question... Just got an offer online for a.

"orchard bank credit card" "Platinum Mastercard".

I'm "Pre-qualified, " whateevr that implied.....

This is odd because I am opted out.....

Terms are 19.9% APR and $74 AF...YIKES!.

Anyone hear of this card? I'm Kona til July so no apps til then but just so odd to get an offer at all......

asked Mar 11 at 10:40

Jayda
's gravatar image

Jayda
51


Hmm... I need to find out myself. I don't know what is the answer to that question. I'll do some poking around and get back to you if I bump into an answer. You should email the people at Discover Card as they probably can help you..

answered Mar 11 at 11:56

Gabrielle
's gravatar image

Gabrielle
2483

IF you have a Card with HSBC Anything, you have a "Pre-Existing Relationship" and are NOT Opted Out..

Just another reason "Opting Out" is a Joke..

20+ Exceptions to OPT OUT.

WHY BOTHER.

Just Focus on Credit Repair.....

answered Mar 11 at 12:37

Lilian
's gravatar image

Lilian
3652

If you need a credit line, orchard isn't a bad starter card but it won't get very big. I would run the preselector on their website and see what they suggested instead of accepting that offer...

answered Mar 11 at 13:14

Makenzie
's gravatar image

Makenzie
4734

Orchard is not a bad starter at all. I know it has the AF but if you are just starting, you gotta start somewhere..

answered Mar 11 at 14:06

Isaiah's gravatar image

Isaiah
761

Yep. I like Orchard a lot actually..

My Orchard Gold has a CL of $1120 and an AF of $54.

I was just approved for a second Orchard card on Tuesday, so I'm anxious to see what this CL/AF will be, as once I get the card I will negotiate some terms..

They are pretty good, removed some lates off of my account from a GW I sent. So other than the AF, I have no issues with them...

answered Mar 11 at 14:18

Mila
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Mila
956

Interesting.....

Still Kona til July at least.

Thanks for the info, all!..

answered Mar 11 at 15:49

Lexie
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Lexie
2076

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