Discover Card ATM'S IN Portugal, Algarve area.?

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First off, Discover Card ATM'S IN Portugal, Algarve area.? Thanks for any answer. 2nd question I got is.. My chase platinum.

Credit card.

Is now the chase platinum.

Dreadit card.

By reason of severe rate-jackings..

It all started when I was on vacation and merrily going to the bank to take out a cash advance (it was actually cheaper to take an advance than to suffer with the low exchange rates for cash). A few weeks later and POW...a nasty surprise. My 5.99% fixed went to a 12.24% variable in no time flat..

WHY would Chase do this to a loyal customer who keeps his uti below 10%, has never been late, and brushes three times per day?..

asked Mar 04 at 06:24

Kade's gravatar image

Kade
8●4
25 Answers:
oldestnewestmost voted
0
I would like to know the answer too. Anyone here know what is the answer. I'll do some research and get back to you if I discover an decent answer. You should email the people at Discover Card as they probably could help you..

answered Mar 04 at 07:34

Mitchell's gravatar image

Mitchell
397●3
0
Cash Advance is well known as one of many ways to trigger AA..

This post has been edited by.

More credit less cash.

: 23 January 2010 - 12:42 AM..

answered Mar 04 at 08:29

Dennis's gravatar image

Dennis
434●8
0
IF IT IS SO BAD....

WHY OFFER THE PRODUCT???..

answered Mar 04 at 09:27

Mariana 's gravatar image

Mariana
447●8
0
Why offer credit cards at all? Because they can...

answered Mar 04 at 10:45

Savanna 's gravatar image

Savanna
130●7
0
SEE ABOVE.

(CA).

This post has been edited by.

GEORGE.

: 23 January 2010 - 02:15 AM..

answered Mar 04 at 10:48

Mekhi's gravatar image

Mekhi
452●1
0
Because they make money off people who are strapped enough to have to take a C.A..

Also they can then RJ based on higher risk..

Win-win for chase...

answered Mar 04 at 11:36

Wyatt's gravatar image

Wyatt
385●7
0
Cause it's chase. get a CU card and that will never happen...

answered Mar 04 at 12:18

Philip's gravatar image

Philip
80●5
0
IMHO, I wouldn't say CU will never. They just won't AA for no good reasons..

And CUs are not too far behind banks...

answered Mar 04 at 12:54

Faith 's gravatar image

Faith
342●8
0
...AND A CU WON'T EVER DO A.

CLD.

EITHER WILL THEY..

answered Mar 04 at 13:02

Uriel's gravatar image

Uriel
37●2
0
I agree. CUs are less likely to take punitive actions. The wise consumer has multiple CUs in his or her stable. the unwise sleeps with just one or two large corporate issuers...

answered Mar 04 at 13:48

Layla 's gravatar image

Layla
153●9
0
I do have one CU card with some history on it as a back-up..

But why would Chase rate-jack when I almost never use their card anyway? It's like saying to the customer standing outside the door, "hey, come on in! We've just doubled our prices!" Thank you, Chase Platinum shread-it card, for sending my rates up, up, and away...

answered Mar 04 at 14:55

Kaylee 's gravatar image

Kaylee
84●1
0
To the major banks, the customer is NOT king!..

answered Mar 04 at 15:10

Isabelle 's gravatar image

Isabelle
370●3
0
They raised your interest rate to profit from your cash advances. After all, they are in business and profit is the name of the game..

If you don't use the card a lot, then why are you so worried? Just throw it in the sockdrawer and let it see daylight every two months or so..

This post has been edited by.

Hjm331.

: 23 January 2010 - 08:10 PM..

answered Mar 04 at 15:36

Brennan's gravatar image

Brennan
159●8
0
Your purchses APR got.

JACKED.

Based on doing a.

CASH ADVANCE???.

You should be able to.

OPT-OUT.

(they will probably close the account)....

BUT YOU WILL PAY THE LOWER APR..

answered Mar 04 at 17:14

Titus's gravatar image

Titus
328●4
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