Diet pills. prefer no prescription location and Discover Card.?

First off, Diet pills. prefer no prescription location and Discover Card.? Many thanks for any answer. Another question on my mind: Had last Medical collections deleted last month , Applied for a secured BoA and got denied on bases of having no credit report at all. The rep on the phone told she pulled all three and she can't see anything on reports..

As a result of deleting everything in the last 2 years Fico scores vanished from all three credit reports, The report has nothing in the last 24 months , no open accounts nothing disputed, no inquiries..

I just pulled fico on TU, EQ and EX , all indicate no fico score due to no activity in the last 24 months. All reports are identical..

Length of Credit History 10 Years, 3 Months.

Average Account Age 9 Years, 5 Months.

Oldest Account GMAC (Opened 10/1999) Date of Last Payment: 10/2004.

Most Recent Account CAPITAL ONE BANK USA (Opened 12/2001).

3 Accounts total , only one neg is a 30 day late from May 2003.

What do I do? Anybody had similar situation? Which company will open a secured Discover card or loan with no points or no report(according to BoA rep)...

Discover Card

asked Mar 04 at 15:24

Isabel
6●6

8 Answers:

oldest newest most voted

0	I'm stumped. I'm not so sure what is the answer to your question. I'll do some investigation and get back to you if I got an good answer. You should email the people at Discover Card as they probably can answer it.. answered Mar 04 at 16:09 Adam 384●1

0	Based on the accounts you listed, there is nothing that would have had activity in the last 24 months (unless that Cap1 account is a Discover card you are actively using.) Are any accounts missing? If so, then it's likely a split file as suggested above... answered Mar 04 at 17:13 Ariana 24●9

I called all of them, EX said I do not have enough credit history to have a score, they are saying I have to have some sort of activity in the last 24 months to be eligible for a score. Sounds fishy, never heard of this one before. It's not a split file, nothing is missing. split files usually miss some info somewhere...

answered Mar 04 at 17:50

Camron
173●9

0	Nothing is missing, I do not have any active accounts... answered Mar 04 at 18:09 Kimora 74●9

0	I suppose I misread? This is legit, you do have to have activity within 24 months. I assumed you were saying that you did have activity but they're not reporting it... answered Mar 04 at 18:42 Liam 100●8

0	Yeah I just got a secured one from them. HSBC gave me one too. Thanks... answered Mar 04 at 20:07 Angelica 152●9

0	One more question, are these 2 secured credit cards enough to get a fico score back up and running? Or do I need more accounts? like a secured loan or two... answered Mar 04 at 21:36 Cruz 248●6

They are enough to get you a score up and running. Since they are secured, I would stuff each account with as much cash guarantee as you can in order to make the CL as big as possible..

This post has been edited by.

Dansamy.

: 13 January 2010 - 07:52 AM..

answered Mar 04 at 22:23

Landon
425●5

0	Yes I did put as much as I can. Thanks... answered Mar 04 at 23:51 Jayce 218●2

Your answer

toggle preview

community wiki

Follow this question

By Email:

Once you sign in you will be able to subscribe for any updates here

By RSS:

Answers

Answers and Comments

Markdown Basics

*italic* or __italic__
**bold** or __bold__
link:[text](http://url.com/ "title")
image?![alt text](/path/img.jpg "title")
numbered list: 1. Foo 2. Bar
to add a line break simply add two spaces to where you would like the new line to be.
basic HTML tags are also supported

Diet pills. prefer no prescription location and Discover Card.?

Follow this question

Tags

Related questions

Diet pills. prefer no prescription location and Discover Card.?

Want the latest Discover Card Deals?

Follow this question

Tags

Related questions