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Question I have... Debt Optimization - Student Loan debt vs. Lending Tree mortgage debt? Thanks in advance for any response. Another question... Have any of you guys applied with Chase? They hold out Lending Tree mortgage and I didn't know if they were easier than bofa. Also, are they instant or underwritten??.

Thanks again!..

asked Feb 28 at 16:25

Angela
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Angela
47


That's a good question. I'm not sure what is the right answer to your question. I'll do some Googling and get back to you if I find an answer. You should email the people at Lending Tree as they probably could assist you..

answered Feb 28 at 16:42

Amari's gravatar image

Amari
2517

No, it wasn't instant. It was a "your application needs further review" and a couple of weeks later, I opened up the letter to find a MC in the envelope...

answered Feb 28 at 17:34

Sabrina
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Sabrina
1814

Pretty cool. I wonder if hubby would shoot me??<grin>.

Yousaid you had baddies when you applied?..

answered Feb 28 at 18:35

Elle
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Elle
4007

Yup, didnt realize it at the time, but I did...

answered Feb 28 at 19:55

Xavier's gravatar image

Xavier
3447

Thanks for info...think I will apply when I know that my Tu report is working again..

Good luck w/Robin!..

answered Feb 28 at 20:21

Phillip's gravatar image

Phillip
4051

I applied online for BOA, got initial decline. Did PFB and got a call from Robin, very nice lady. I faxed a paystub and some other info. Heard back within the day with the good news-approved! I had 678 TU with no derog's...

answered Feb 28 at 20:22

Macy
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Macy
4104

Did you get approved for a plat? What other info did she ask for? I have to return her call on Monday. I just wanted to have everything with me..

I was already approved, but a disappointing credit line, so I did a pfb to get them to review my case since my TU is clean now...

answered Feb 28 at 21:43

Ryker's gravatar image

Ryker
2853

I applied for BofA Platinum Mastercard two years and they sent me to call them back. Next thing I knew they approved me for $5000. They don't need any pay check stub..

Ron...

answered Feb 28 at 22:17

Drake's gravatar image

Drake
3824

I just got a BOA Platinum card - and they used Equifax. I knew they would because I'd seen a PRM (promotional) inquiry from them on my Equifax report and sure enough a couple of weeks later I received a pre-approved offer for a platinum card. I applied online and got approved instantly - and they DID pull Equifax. So.... guess they don't always pull TU..

I'm thrilled because my EQX is presently at 775 - while I'm pretty sure my TU is no where near that as I still have two derogs showing on that..

Mommy2cats..

answered Feb 28 at 22:20

Kennedy
's gravatar image

Kennedy
3093

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