First question I got is Contact details of Discover Card and Visa? Thanks for any answer. Second question.. My husband received this letter and I would like advice on how to proceed...I have not disputed this yet....

Directv has placed your account with Allied Interstate and has given us the authority to settle your account for less that the total Amount Due. This letter confirms our agreement to accept one single payment for 60% of the Amount Due as final settlement on the Amount Due listed above. However, settling your account rather than paying (with Discover card) it in full will not entitle you to service reactivation..

On behalf of Directv, we report debts to one or more credit-reporting agencies on or after forty-five (45) days from the date of this letter. However, if the above-referenced Amount Due is paid within forty-five (45) days from the date of this letter, we will not report this debt..

Send your check or money order, payable to our client, or contact our office at the telephone number listed above to initiate a payment via the telephone..

I know I need to dv them (by the way I need a sample of a letter to send them, where would I find that?) is there anything I can do to ask them not to call our phones? Any other advice would be very much appreciated, thanks!..