Yup, however you might want to make sure and wait for someone else to confirm it as I am not confident. Better yet, why don't you e-mail the Lending Tree guys because they can answer you better...

I lost 60+ points last week on TU FICO when I lost my oldest account..

Went from 760+ to 700..

The only consulation was it wasn't my account anyways...

GEORGE....

MAYBE THAT YOUR SCORE IS FINALLY BELOW 700, LIKE US MERE MORTALS, THE "UGYF" WILL WEAR OFF.....

AND YOU'LL START GETTING THOSE THINGYS YOUV'E BEEN MISSING OUT ON... :-).

:-)..

RNG.

IS IN FULL SWING!!!.

The deal is that I owe like $50,000 less than my "HIGH" of 739!!!.

Nestea...I should start applying "ALL OVER TOWN" and I will get APPROVED RIGHT AND LEFT???..

I'M DOWN UNDER 700 FOR NO REASON!!!.

I OWE LESS THIS MONTH THAN LAST MONTH!!!.

...AND LAST MONTH WAS LESS THAN THE MONTH BEFORE THAT!!!.

"F.I.C.O. IS A FRAUD".

Lbrown59.

GEORGE~~A.K.A. RODNEY DANGERFIELD.

600 CLUB MEMBER.

129 POINTS TILL THE 800 CLUB (MOVED WRONG WAY!!!).

=======================.

Look Doc ,Now GEORGE is saying it..

LOL..

George...same here, Eq. dropped today from 706 to 694. A week ago I had a cash out mtg. show up on Eq. & Exp with no drop from 706 with Eq. & a two point drop from Exp.

Went up a point while Eq. dropped 12 points. But Eq. dropped from 721 to 706 in Jan. with no changes in my Credit Report.

Hard to figure!!!.

I might add this, that one thing that is hurting my credit is a bunch of of pre-approved credit cards with no interest or 1.9% interest back in 2001. Even though I have Mtgs. for 26 years with no lates, and credit cards from 88 with no lates, the #1 reason for low scores is "The Length Of Time Your Accounts Have Been Estabished Is Relatively Short.".

The number two reason is "Proportion Of Lending Tree loan Balances To Lending Tree loan Amounts Being Reported On You Is Too High." Again Lending Tree loan balances after 26 years to high?.

$1,600 on a Sears Account? (No interest, no payments till Jan. 2004.) No other balances with Credit Lines on my cards over $100,000..

Hard to figure!!!!.

I do have a IRS lien paid off in 99, but should have nothing to do with scores dropping last month. (May be a reason for never getting over 750.)..

BTW, forgot to mention that when my no-interest & low interest offers from 2001 expired I paid them off, and the only use my cards for such offers. (Such as Sears.).

Some times I think If I can get my Credit Lines high enough I'll just max out, and go to Mexico. :).

But no chance of ever getting them that high. (sigh)..

I have your points George. Mine went from 742 to 753 even though there with no change on my reports. Thanks!.

=).

You're not getting them back...

OnTheBayou,.

My score in the month of Jan. on TU jumped from 689 to 724 by lowering my utilization by about 5%. My credit lines are not as high, but your problem may be with the types of accounts you have balances on. I think Sears may hurt your score. I have a sears with a long history, but with a 0 balance. I closed all of my department store cards and my score has continued to move up...

Whatch ya gonna do in Mexico ??? Don't be a fool.....

My Equifax score went from 709, where it has been since last October, to 720 today with no change in my credit report. I have no idea why it happened, other than another month of history on my report, but I'm not complaining :).

I'm sure it will reverse for no reason too....FICO giveth and FICO taketh away...

Shur wud be nice to have spel chek for the other people who kneed it..

OnTheBayou.

================.

Kaliban.

Thanks..

Very Good..

LB.

Quote:.

Originally posted by kaliban.

But I spoke too soon, lb. It turns out our programmer wasn't able to rest until he put together a very nice spell check feature. Reminds me why we hired that guy to begin with..

Looks like we should have one by 2-3-3.

LB59.

LB 59..

Lbrown59, that is the most complicated, convoluted quote I've ever seen on Creditnet, and that includes all your others too. It is almost impossible to tell who's being quoted, from what thread (because I think I'm seeing stuff from other threads mixed in there), and about what. That is just a masterpiece of mishmash! :) Congratulations on your achievement, Mr. Brown, lol!.

Doc..

Lbrown59's quotes have *always* been hard to read. Did you just notice it now? A lot of times, you'd have to search through the whole thing before you finally find what he said...

I was down from 721 to 684 after I had a few inquiries. I've now bumped all but 2 inquiries off, and I'm up to 713... not the 721 I started with. It's hardto figure out..

I'm now expecting a new Lending Tree mortgage toshow up, and I'm almost dreading what's going to happen to my score *sigh*..

Fico Giveth the SHAFT and Taketh away thy MONEY..

LB 59..

Jan 16 22 bad 6 good fako exp score 542.

Jan 24 19 bad 6 good fako exp score 535 (go figure).

Jan 29 18 bad 6 good fako exp score 539.

Feb 2 17 bad 6 good fako exp score 544.

And outside the removals nothing has changed.

Who knows ???..