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Quick question: Are Interst Only Lending Tree mortgage Loans Going to Eventually Hurt Our Realestate Market? Looking forward for any answer. Second question of mine... Received an invitation from citibank asking if I would like to upgrade my platinum select card to the diamond preferred card. It says it will keep the same account #. I assume it will keep the same credit limit as well..

Will it be a wise choice to make the move and "upgrade"? Will I benefit from upgrading?.

I pay my bill in full everytime so APR and all those numbers don't matter to me..

What are your thoughts on this card, and did anyone upgrade yet?..

asked Mar 02 at 08:57

Colt's gravatar image

Colt
38


Of course! although you might want to make sure and wait for another person here to confirm this as I am unsure. Better yet, why don't you email the Lending Tree guys because they can help better...

answered Mar 02 at 10:21

Desmond's gravatar image

Desmond
134

Is it hard to get the APR lowered on the divident plat select? i've had mine since september but it's almost maxed would they budge..

answered Mar 02 at 11:24

Daisy
's gravatar image

Daisy
2149

Yeah, they'll budge, BUT....you'll have to wait another 8 months or so...

answered Mar 02 at 12:20

Lacey
's gravatar image

Lacey
3864

They lowered my Citi Dividend Platinum Select from 10.74% to 7.99% fixed plus they give me promo 5.9% until April. I have that card for almost two yrs..

Ron...

answered Mar 02 at 13:28

Samuel's gravatar image

Samuel
2412

MY PLATINUM SELECT IS PRIME + 3.90% (8.15%)...but they.

CAN go to PRIME + 0.90% (5.15%)~~4.90% BT TILL AUGUST 2003..

answered Mar 02 at 14:11

Juliana
's gravatar image

Juliana
4694

George, I have had an offer for my two citis with 3.9% for bal transfer until paid in full for over a year...

answered Mar 02 at 14:49

Judah's gravatar image

Judah
4524

Poor george - he is the best but never gets the best deals - I think it's a george factor at work.

I just got my citi platinum drivers select bill - I'm at 7.20 interest rate - I got that after calling retention 2 mos ago..

answered Mar 02 at 15:17

Reese's gravatar image

Reese
3739

I've trashed hubby's offer to the woodstove.. but if we had accepted. It appeared that the interest rate would go UP from our 3.9 to 10. something.

Read Carefully.

Speaking of Citi.. I want our credit lines to increase. His is $6,400 using $5,540. Held since June 01. Mine 3,500.. interest rate 17.15% Zero balance.

Can anyone offer any advice on getting Citi to raise the limits (without inquiries of course) I read on another board that someone had a 17K balance on a CITI for the 3.9 until paid..

Cherie..

answered Mar 02 at 15:32

Emiliano's gravatar image

Emiliano
728

BUT,.

They give NEW customers 0.00% for over one year!!!.

YOUR NOT NEW...SO YOU GET THE SHAFT!!!..

answered Mar 02 at 15:59

Caiden's gravatar image

Caiden
3116

Huh, should we cancel the accounts and then apply for new ones?..

answered Mar 02 at 16:04

Juliana
's gravatar image

Juliana
1475

For "NEW" customers...I THINK YOU WOULD NOT BE ABLE TO FOOL THEM....

You could have boyfriend/girlfriend/husband/wife apply and make you an AU...THEN YOU GET THE 0.00%..

answered Mar 02 at 17:19

Valeria
's gravatar image

Valeria
4172

I have no boyfriend.. and hubby and I both have a card. George, do you know what to do to look favorably to citi so that they will raise his limit and extend the 3.9% offer. His debt $5,540/$6400 CL @ 3.9% Mine, 0 debt of a 3,500CL @ 17.15%, after initial 0% for 9 months. His card was issued in June of 01, mine Dec. of 01..

Thanks,.

Cherie..

answered Mar 02 at 17:26

Gracie
's gravatar image

Gracie
2674

I'm probably the WRONG person to ask...I had to do BDD (to get the card) +1/2 BDD to get an increase of $3,500 and I asked about a limit increase and was DENIED!!!.

I have paid 2-4 payments per month, every month...I even paid the 0.00% BT in full before it expired and did another one and paid it off...DIDN'T HELP ANY FOR A LIMIT INCREASE..

THEY HATE ME!!!.

BDD $5,000+$5,000.

1/2 BDD $3,500.

NOW PLATINUM SELECT $13,500..

answered Mar 02 at 17:49

Ashlynn
's gravatar image

Ashlynn
4614

At 13,500 I would say they hate you. But thanks anyway...

answered Mar 02 at 18:00

Monica
's gravatar image

Monica
778

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