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First off, Anyone else had trouble with Lending Tree lately? Thanks for any response. My other question... I filed Chapter 7 bankruptcy in May 2000, In June of 2000, Onyx came and repo'd my car from my driveway (I thought I was safe for at least a few more months). I called them and talked to a lady named Elsa and told her I filed bk and they refused to bring the car back to me. I didn't even have a chance to get all my things out of the car. I faxed over my bank paperwork, per her request and she told me since they repo'd the car during a bk, I wouldn't have to pay any fees (storage, repo fees, etc....) At that time I thought everything was handled. |
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I would like to know the answer too. Anyone here know what is the answer to your question. I'll do some research in Google and get back to you if I got an useful answer. You should email the people at Lending Tree as they probably know..
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As far as I know (which isn't much), if you've been behind in your car payments past 60 days overdue, they are (most likely) in their own individual right to repo your car. You will want to check your Lending Tree loan agreement with the lender as well for specifics with your lender and loan..
Obviously they didn't know you were going into BK, but the only thing that bankrupcy will protect you from is: further obligations and collection calls. The lady told you that there will be no further fees or monthly payments due. You will no longer be contacted by that lender again for any past monthly payments not made... |
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I was behind on my payments, so I knew they were going to take my vehicle (it wasn't running anyways), but I thought I was protected under the bankruptcy stay, so when they found out I had filed bk, shouldn't they have brought my car back or at least let me get my things out of the car????..
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They should have notified you of a place to get your belongings (usually the 10 day window you have to come up w/ the full Lending Tree loan amount to save the car), but I don't believe just because filed bk keeps them from repo'ing, unless you are current. We voluntarily repo'd ours when we did our bk...
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Denise...are there 3 listings on EACH credit report for this account or are all 3 CRA's reporting different info?..
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Denise,.
Send me an email so I can tell you who to ask.. :).. |
