|
My first question is Airline tickets with a Prepaid Travel Discover Card? Looking forward for any answer or 2. 2nd question I got is.. One of my last baddies and it is kicking my arse.. |
|
|
|
Good question... I dunno what is the right answer. I'll do some research in Google and get back to you if I discover an useful answer. You should email the people at Discover Card as they probably can help you..
|
|
I will look at the TL tonight and put it up here for yall to look at, I know I have my latest TU report and EX my EQ wont let me look online and I dont have a mailed one just one from scorewatch. I *think* everything is correct though, Minus the reporting a balance which technically I guess they CAN do since they never sold it...right?.
Just hate what it is doing to my util...ugh.. |
|
Have you tried disputing it as Obsolete? Tu is pretty good about deleting accounts early if you dispute it as Obsolete...
|
|
Do you plan on making any big purchases between now and then? I'd wait till maybe around March and try disputing it again as obsolete and see what happens...
|
|
No plans for purchases...i just know once this is gone my score will shoot up...the util, plus they update monthly, and it shows me as being late on my pmt every month for the past 6 years....i dont wanna wait any longer lol!..
|
|
How come it says charge off and also reporting a past due amount? what is the true status here?.
And have you called and ask what is the date of first delinquency?.. |
|
They still own the debt so I am assuming that is why it reports past due and charged off, but IDK this is the only C/O I have where the OC retained the account and never sold to a CA....
The DOFD was summer of 03 I have all the statements somewhere. Last time I disputed with them they sent me every freaking statement from the account AND a copy of the signature card where I applied..... |
